Okay, I talked with Po about this a bit ago, and I am finally getting around to posting it. If you helped someone start a business and the 1st thing that they did was overdraft the bank account, BEFORE he has even finished paying for it, what would you do? If you allowed them a little leeway, feeling generous, and they over stepped every chance that they got, what would you do. I had to make a choice, risk all my clients or shut this guy down before he could do anymore damage. I choose to accept my losses and close him down. There are other things that he did that almost ruined my little enterprise I have going, so I had to let him go. Yeah, no names listed here, yet, I don't want to have people think he's a scammer, just not very bright, as far as I am concerned. If he doesn't accept that he messed up than the grand outting will happen and you can all know. I am hoping this will be an educational experience for him, it was for me. 1. Explain more details on how it works, in more ways than one, and reiterate everything at least 5 times. 2. DO NOT be helpful in allowing things that you do not allow other people. Did I take him for a ride, nope, he never did pay in full even, so that would be hard to do, lol. Anyway, I got burned partially by myself, allowing things that I shouldn't have, and partially by this guy, not bothering to pay in full, follow instructions, and over extending what was allowed.