Shopify: Standalone payment methods or Shopify payments?

I am setting up a dropshipping business and I'm wondering what worked best for you.

From what I've understood Shopify Payments is a feature that provides you a multitude of payment solutions whereas all you need to provide is your bank account. This seems great as an AIO solution, but what are the drawbacks?

Intuitively I would say this is a great solution in case you're a registered business with a big brand, confident about your products and customers.

We know how dropshipping is. Customers complain, they chargeback, and that kind of stuff.

So what's your opinion on this?

I am working with PayPal. You need to be careful and handle all customer complaints well, otherwise they will block you. For some reason Stripe and other payment processors reject my applications irrespective if it's a dropshipping or reglular e-commerce.