Hey guys, I have created a website where students can download essays for various subjects. I am using PayPal for transactions but then PayPal decided to kill my business by putting their infamous '21 days hold' on my money. I changed to Stripe but they cancelled my account saying they don't deal with 'essay mills'. I had to go back to Paypal but am hurting bad. I am looking into Authorize.net and setting up a merchant account. However, not sure if a merchant account will accept or reject my application due to nature of my business. Any ideas on what payment solution I should use?