I don't want to offend any fellow BHW members, but it seems, some of you have a hard time understanding what's in the OP. If you have a verified account, nothing changes, the PayPal balance will function the same as it functioned before. The change only affects the unverified accounts, which weren't really usable without verification anyway. If you tried to receive or send money/purchase something with an unverified account, sooner than later it got limited and asked for verification. I don't get what's the big fuss unless they strictened the verification process.
The only mention-worthy change is the fee increase for FnF payments, but that is old news too.