Preventing Stripe Fraud?

WTF !!! Why are people still using Stripe, Paypal, card (merchant) processors for SMM, etc related businesses ? Are you folks nuts or are your bolts that loose ?
Stripe, Paypal, card (merchant) processors will these days freeze your account(s) and rob your money in broad daylight incase you are receiving payments for non-physical goods or services.
For Heaven's sake, I beg all you people to please atleast now wake up, see the reality and accept the reality as it is.
If your product or service is not a physical product or service, then DO NOT use Stripe, Paypal, card (merchant) processors, etc. Accept crypto payments and remain safe from getting scammed OR just go ahead and provide all your non-physical goods or services FOR FREE without crying like babies saying "Paypal stole my money", "Stripe put a hold on my account & later they stole my money".
Times have changed and buyers of non-physical goods & services are almost all already aware of crypto and are using crypto and have absolutely no issues paying using crypto. Please wake up dear people. Wake up from your sleep !!!
hmm.. I really like blockchain technology, but you said "Please wake up dear people. Wake up from your sleep !!!" oh no wait, it was just before that funny comment,

"are using crypto and have absolutely no issues paying using crypto."
Let me mention a few;
  • cryptocurrencies can fluctuate dramatically, fiat currency is much more stable. This means that businesses can rely on being able to access a consistent amount of funding with a higher probability of keeping the capital stable, can the dollar collapse? yes, it can collapse to 0.00 in 15 minutes? no, there are a ton of indicators that foresee these types of things long before they happen.
  • Fiat money is still the most widely accepted form of payment in the world.
  • is regulated by the government. Customers can rest assured that if they use a payment system such as paypal or stripe, and have problems with the service/product they bought, they can get a refund much easier than with cryptos.
  • Gas fee (which is not really a problem if you use polygon)
There are services that work as crypto payment gateways and can help more and more businesses to accept crypto payments, but from there to send X amount to X wallet....not so easy.
 
can the dollar collapse? yes, it can collapse to 0.00 in 15 minutes?
In that case do not hold much crypto, just exchange it regularly to any fiat currency of your choice.
they can get a refund much easier than with cryptos
Refunding crypto is extremely easy. Ask the buyer for the receiving address of the respective crypto and send that respective crypto. Extremely easy.
but from there to send X amount to X wallet....not so easy.
Sending crypto from one wallet to another is extremely easy.
 
If anyone is interested, I have managed to prevent it pretty well by utilizing 3DS payments, as well as some specific fraud-based rules in Stripe Radar.

This has pretty much (as far as I can tell) gotten risky payments down to zero.
 
Let's get straight to the point >>> What service(s) are you trying to sell here ?
Lol nothing? I'm just stating how I got my fraud down. The rules I used are easily findable by googling something along the lines of 'Best Stripe Radar Rules for Fraud' and some common sense

Don't know anyone who would 'buy' that. Looks like you need to reconsider how you interpret things
 
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