I got two of these for two of my accounts. I Googled "debt collection cease and desist letter", got a nice one page template, copied and pasted it into a word document, and changed the information to fit my own. Printed, changed it again for the second account, printed it, sealed them both in separate envelopes, put on a return address, got two of my fancy looking labels from a fake address (empty parcel of land), went to the post office, bought two stamps, and off they went. This was last week. Still nothing from them, so I guess they shut the fuck up.