Okay. Let's say you get payments via Paypal, and you withdraw money from your Paypal account to your bank account. Then you transfer the funds from your bank account to another bank account. Now, let's say a chargeback is done, and I heard that if there are insufficient funds in your Paypal account, Paypal will try to grab funds from the linked bank account. But remember the bank account has no funds in it. So can Paypal make my bank account go into overdraft, or will Paypal just limit my PP account and label my account with a negative balance?