I ran an online business with payments through paypal and received a bit of money but and eventually someone who was a repeat costumer, charged back around $115. Since it was online goods and not tangible, I lost the case due to the fact that they filed unauthorized payment within their bank. Since then PayPal has added a -$400 balance to my paypal due to chargeback fees the bank apparently made. So I'm at -400 USD. I'm 17. I have my bank account attached and minors debit card. My email and adress as well. I don't have a job, and I'm still in school and won't for quite awhile so I have no way to pay this fee back. If I do not pay this fee back can they directly withdraw from my bank/debit card, or what else can they do? What will happen if I don't pay it? Because there is no way I would be able to pay it.