As most of us know, PayPal is shiesty and I guess they finally got tired of the Class Action Lawsuits. Knowing that the average PayPal user isn't financially impacted enough to warrant a lawsuit without class action, they decided to write PayPal-favored arbitration into their user agreement. I just received this email from PayPal: This is their Opt-Out Procedure: In another section they stipulate that all arbitration will happen according to the laws of the State of Delaware, which happens to have very favorable laws for corporations (that's why there are so many Delwarare Corps). I'm unsure where class action lawsuits are judged against PayPal currently. If you care about such things, you might want to write them to opt out. If you are part of a current class action lawsuit or expect to be part of one of the many upcoming class action lawsuits, you should definitely write them and opt out.