I have been in the same boat as you, lost my account years ago and since I moved onto Stealth accounts. What I can tell you from my experience is that, PayPal are ruthless and if they don't like something with out explanation your account can get limited or even closed they are known to freeze the account balance for 180 day's and where violations apply, they may not even pay out the account balance after 180days. Its pretty sketchy but what I have learnt is approach it in a way where you minimise the risk whilst also maximising your interest by that I mean have multiple accounts and have funds sent across all of them at least if one egg drops you can still rely on the others..
If you need any help, hit me up more than happy to help.