Hey guys, Recently I've been receiving some payments through PayPal for some SEO work I'm doing for clients. Now, question is..a few payments I've received, PayPal says the money will not be available for 21 days, or possibly earlier if I ship sooner. My question is, does this mean that my client sent the payment as a "good", not a "service"? Would this make it easier for him to file a dispute? Also, is it true that disputes cannot be file on gift payments? If so, seems like it might be a good idea for them to send the payment that way.