did they just change the rules on these? i just set up a business account and I cant even apply for a card for 60 days.. what all do they look at? ive been searching around and this is what ive found: ? Upgrade to a Premier or Business PayPal Account ? Confirm a bank account on your PayPal Account ? Add a credit card and complete the Expanded Use Enrollment process if necessary ? PayPal Account must be open for 60 days ? Must be 18 yrs of age ? Be an active PayPal member in good standing that seems pretty easy.. but im sure theres more. any experts?