payouts?

so im new to all this IM stuff, but last week i made my first 4 CB sales and hopefully will get my 5th soon, i understand you need 5 payments with 2 diff payment methods ie: 2 diff cc or cc plus PP, all my payments are by 1 cc brand so i may still have to wait if my 5th is also by that brand, anyway what i wanted to know is when i reach this will i have to wait some more time incase people ask for a refund? if not then how does cb fund the refunds if they have already sent me my funds?

Clickbank deduct an allowance from your payments to allow for future refunds, this is gradually released to you over time as refunds become less likely

cheers