You shouldn't use Payoneer services with any invalid or stealth account. It should only be used with valid and approved PayPal accounts, that belong to you.
Pricing may vary depending on which partner you signed up with. Some have monthly charges, others choose to go with an annual charge and no monthly or activation.
The fees you linked to are when you order the Payoneer card directly from our website (for which there is an annual charge no activation charge). If you work with one of our partners and want to receive payments via Payoneer, you will see a full list of fees relevant to that partner during the sign up process.