paymeny processor needed (tricky situation)

I sell this supplement via my own website.

For the last 2 years i accepted paypal payments no problem. But paypal asked me if i wanted to upgrade and start allowing credit card payments. I accepted which resulted in them reviewing the business and deciding that this item was prohibited.

So right now i cannot accept any type of payment.

My own bank decided i could not take payments for it via them because the item has a high risk of chargeback.

Can you guys please point me in the direction of some payment processor that wont ask to many question please.

Thanks

If you have high volume you will be able to get yourself a high risk merchant account.

If you don't have high volume, your only solution is to either move to BTC or use paypal covertly.

What is "this supplement" please elaborate? There is no credit card processor around that don't ask lot's of questions You may contact Instabill, Netbilling, Neteller, Skrill and even try some of theBitcoin processors.

RuthSam said:

What is "this supplement" please elaborate? There is no credit card processor around that don't ask lot's of questions You may contact Instabill, Netbilling, Neteller, Skrill and even try some of theBitcoin processors.

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I would say avoid instabill. I have heard a few horror stories from my acquaintances in the pharma industry about instabill.

satyawrat said:

I would say avoid instabill. I have heard a few horror stories from my acquaintances in the pharma industry about instabill.

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But you never tried them you only read it right?

CCs processor better than PP
search for a good one.

RuthSam said:

But you never tried them you only read it right?

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I had private conversations with people I know, who don't have anything to gain from slandering instabill tell me about their not so good experiences.

That is a good enough reason for me to steer clear of them. Then again, it is my biased opinion and you are free to choose on your own.

I make around £20k worth of sales this year.

Is that high enough volume for a high risk merchant account?

satyawrat said:

If you have high volume you will be able to get yourself a high risk merchant account.

If you don't have high volume, your only solution is to either move to BTC or use paypal covertly.

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I make around £20k worth of sales this year.

Is that high enough volume for a high risk merchant account?

I recommend you to choose BITCOIN as your payment currency and BitPay as the payment processor.

ViridWeb said:

I recommend you to choose BITCOIN as your payment currency and BitPay as the payment processor.

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But most people don't use bitcoin do they?

£20.000 monthly average mate sorry.

Your still spitting pennys ,

PayPal i say.

Good luck

Why dont you invest and double up all the time till the big numbers come in.

What ever your doing keep doubling with accounts.

Once you hit the 6k to 10k month then your get a merchant account

satyawrat said:

I would say avoid instabill. I have heard a few horror stories from my acquaintances in the pharma industry about instabill.

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Instabill is horrible. Try stripe they are more flexible than paypal. If that fails go to merchant maverick and it will give you a comprehensive list of high risk payment processors. Remember there is no one size fits all. Whatever might work for one friend that does high risk processing might not work for you. Every processor has their own list of things they dislike. Hope this helps.

Why not accept bitcoin? Or stripe for that matter.

ccbill

Bitcoin is every merchant's dream. Barely any (if any depending on the total transaction volume you have already processed), no chargeback and the money is on your account instantly (and your bank account very fast too). If your target customers are willing to do it - even as an additional method of payment - I highly advise you to implement it. Their api is a breeze too pretty much regardless of which processors bitcoin api you implement.

cozziola
I just am reading this thread. What have you done for payment processing?

Look into Stripe. I highly recommend against using PayPal in your case, considering "this item" is prohibited.