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Payment system on my website

Discussion in 'Business & Tax Advice' started by Gruzin, Jul 4, 2011.

  1. Gruzin

    Gruzin BANNED BANNED

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    Hi

    I want your help how to make a payment system on my website

    without any redirects to order pages like CB has

    I want to have a order page on my webpage where people fill their cc info and will be charged for their services..

    so recomend best service for that

    Thanks
     
  2. seoguy81

    seoguy81 Power Member

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    Use 2CO, Moneybookers, Paypal. You cannot process CC trnx directly on your server as you need to have various compliance policies in place. Involves a lot of work and the amount of time/money invested into setting this up (unless you expect a minimum of 100 trnx/day) its best to make use of an already established CC processing system
     
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  3. Jeevs

    Jeevs Supreme Member

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    Try "Business tools" on Paypal or alert pay or whatever payment processor you use.
     
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  4. volund

    volund Senior Member

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    Actually depending the margins of the products you are selling the break even point can be as low as $1k in sales a month as most cc processors charge a lower percentage than paypal etc charge. The questions are will the lower percentage per transaction cover the monthly fees and will your conversions go up.

    It is really not that hard to setup though there are some up front costs. The big thing is the monthly fees compared to paypal and 2CO. You need to make sure you have enough sales as your fixed costs will be higher.

    In most retail situations your conversions will actually increase processing on site. Sometimes this makes it worth doing and sometimes not. If you want to test this out and have a paypal account you can use paypal pro to test and see if keeping the customers on site helps for a couple of months and if it does enough to make it worth the extra up front costs. Paypal pro has a $30 monthly fee but no additional upfront expenses so it is good for testing and seeing if it makes any difference in conversions.
     
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  5. wowhaxor

    wowhaxor Executive VIP Premium Member

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    I use Plimus, it still does a redirect but you have full access to the page so you can use all your colors, graphics, custom fields, etc. and it looks like the person is still on your site.
     
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  6. seoguy81

    seoguy81 Power Member

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    But you do have to factor in chargebacks in this case.. I guess that's why PP/MB and the likes have a higher interest rate per trnx due to this issue.

    Well it would kind of bring an additional area of focus for the merchant/op in question.. issues such as PCI compliance, servers, certificates and the likes.

    Didn't know the use of PP pro.. thanks for pointing it out, will give this a try.

    I suppose it all boils down to the volumes/month in question and also the value of the transactions.
     
  7. Gruzin

    Gruzin BANNED BANNED

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    is it hard to apply for pp merchant services?
     
  8. seoguy81

    seoguy81 Power Member

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    Not that difficult as long as you verify your details. I have a merchant acc. with PP and despite all the clearance somewhere in between when the trnx amounts increased, they asked for additional business verification that required scanned copies of the registration cert./passport.
     
  9. Gruzin

    Gruzin BANNED BANNED

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    what about non-us paypal account for same situtation