I'm really hoping for some input here... I currently use SW Reg for digital processing of cell phone unlock codes. As of January 1, 2013 (in 3 says), SWREG will be closing ALL DIGITAL PRODUCT VENDORS accounts, and no longer accepting them. So... what alternatives are there to SWREG that accept most online digital goods, but PROTECT you from fraud and chargebacks/refunds? My questions about any merchant alternatives would be: -do they accept paypal as well? - payout weekly? - fee for every chargeback? - accept digital download proof against refund/chargeback? Please tell me any input on these: 1. 2Checkout 2. CCNow 3. RegNow any other suggestions or input is greatly appreciated!