Looking for guidance on a new payment processor. Background. About to launch a new product that I have over 10,000 people signed up for the launch announcement. So expecting a large influx of initial orders. Hell, lets just say it;s $5k. Because it is a low cost ebook I am not planning on doing refunds (or at least not going to make easy). I will also offer a low cost monthly membership so it has to be flexible enough to allow the buyer to A) - Buy just the ebook or B) Buy the ebook then after 30 days start with a recurring charge I do not like these choices: Clickbank. their refund policy sucks. All a user has to do is ask and they give full refund. I have no control. I also hear they shave leads. Paydotcom. Only choice is to get your money back through PayPal. We all know if I get a large influx of cash and then transfer it right out they will lockout my account. They did it for a $1900 transaction. 2checkout. I believe their TOS says I have to do refunds. Anyone have experience with these guys? Any suggestions will be greatly appreciated.