Hi guys, I'm kind of confused about the payday loan niche. To maximize profits as a long form payday loan affiliate obviously you need to use more than one network, so like T3 + Leadsmarket + LeadN etc. To be able to do this you need to host / post. But I also hear about ping trees. Isn't the ping tree model only about contacting directly with lenders? Meaning that's something T3Leads does for example? If I could host my own ping tree and talk directly to lenders with it obviously it'd be more profitable because I'd actually be an affiliate to the source, not an affiliate to another affiliate. Is this doable? Where can I contact lenders and who are some of the best known ones? Do you think big money spenders on Adwords on this niche (like quickercash or igotfunds) have their own ping trees and connect to lenders directly, or do they use multiple affiliate networks like T3leads?