I don't have paypal yet, but if I understood it corectly I pay a 0.34$ fee for everytime somebody pays me for something. For example if I tweet for 2$ a advertising tweet that person sends me the money trough paypal and I loes 34 cents which obviously in the long run adds up, not to mention if I do something for 1 $. The only solution I see is if I get paid a higher sum for multiple things, but it can only work if I do something for the same customer. For individual customers eahc time I lose 34 cents ? Maybe I am wrong and paypal doesn't operate like this ? Edit : seems like sites have an account balanced and you cna take them moeny whenever you want. Like I can pile up 50$ and then transfer it to my paypal and only lose 34 cents + 3% instead of losing 34 cents each time. Did I get that right ?