Okay so we have a membership site that teachers (real) ways to make money online. It's aimed at marijuana enthusiasts who aren't necessarily familiar with IM. Because of the marijuana aspect, we can't get approved on Clickbank. But we need a payment processor that allows us to accept credit cards because we will lose so many sales if we try to do it through PayPal alone as a lot of these people don't regularly use or even have a paypal. We are expecting SOME refunds so a payment processor that can work with us on that will be great. We want to do recurring payments but if it comes down to it we can do one-time fee. Any suggestions would be helpful here!