1. This site uses cookies. By continuing to use this site, you are agreeing to our use of cookies. Learn More.

Need HELP with patment processor

Discussion in 'Business & Tax Advice' started by WPRipper, Jan 23, 2012.

  1. WPRipper

    WPRipper Supreme Member

    Joined:
    Mar 24, 2010
    Messages:
    1,378
    Likes Received:
    1,493
    Location:
    Proudly romanian
    Hey guys i need some help with accepting payments online. I don't have a legal company or anything like that and i don't know where to apply for a merchant account. Plimus, PayPal, Moneybookers are out of the question.

    PS. I live in Europe

    Thx
     
  2. WPRipper

    WPRipper Supreme Member

    Joined:
    Mar 24, 2010
    Messages:
    1,378
    Likes Received:
    1,493
    Location:
    Proudly romanian
    Anyone? Pls i need help with this one
     
  3. WPRipper

    WPRipper Supreme Member

    Joined:
    Mar 24, 2010
    Messages:
    1,378
    Likes Received:
    1,493
    Location:
    Proudly romanian
    Yeah... this is how we help each other...
     
  4. jonnyquest

    jonnyquest Regular Member

    Joined:
    Nov 24, 2008
    Messages:
    277
    Likes Received:
    436
    Occupation:
    Retired
    Location:
    Island Time
    How about:

    2Checkout.com
    Instabill.com
    Authorize.net
    Charge.com
    Chase Paymentech
    Cyberbit

    Does that help you?

    JQ
     
  5. tbrizell

    tbrizell Junior Member

    Joined:
    Apr 15, 2010
    Messages:
    114
    Likes Received:
    17
    Occupation:
    wholesaler
    Location:
    GA
    well you have to have something to show to obtain a merchant account, at least a website, physical address, bank account and that's at minimum.
    i can actually help you obtain one, it's an easy process even if it's high risk items or service.

    if you're just looking for a way to take money on something you're selling without an online presence or offline physical business then 3rd party payment processors are going to be the best bet. BUT they do now have these mobile apps where you can swipe cards on your phone for a decent rate and if you need to you can punch in the card number online to process it, still 3rd party but less hassle like paypal and the others. Not sure if they are in Europe but google mobile app payment processors and check those out.
    A company called squareup is one, they send the part for your phone and you can swipe i believe up to 5 or 10k a day.

    However again if it's high risk i would strongly advise to get what you need to get your own merchant account, 3rd party processors can be rough with high risk items and sometimes they may freeze your funds and never give them to you.
    Good luck.
     
  6. boom1

    boom1 BANNED BANNED

    Joined:
    Nov 4, 2011
    Messages:
    818
    Likes Received:
    254
    2checkout is good and worldwide, they take high risk too, there is a $50 sign up fee, but check google for coupons or some of the free website builders give you it for free for the ecommerce option
     
  7. WPRipper

    WPRipper Supreme Member

    Joined:
    Mar 24, 2010
    Messages:
    1,378
    Likes Received:
    1,493
    Location:
    Proudly romanian
    Thx for ur answers.

    tbrizell - I have a website and i want to sell services and most of the processors they ask for legal docs and i dont have funds now to do this. That's my main problem. I used to work with Plimus but they changed their policies lately plus they hold like 2.5k (like u said).
     
  8. trafficsource

    trafficsource Jr. VIP Jr. VIP Premium Member

    Joined:
    May 22, 2009
    Messages:
    793
    Likes Received:
    1,130
    Occupation:
    IM
    Location:
    Baltic States
    you can accept mobile payments through SMS ( fortumo.com ) but mobile operators will take pretty big %.
    no setup fees and no chargebacks ;)