Elvlin
Elite Member
- Nov 4, 2018
- 5,068
- 2,550
wrong place than, willl have more sucess posting on crowdfunding site.
Need help on debt.
- Thread starter INVINCIBLETA
- Start date
- Apr 4, 2009
- 13,911
- 71,097
I still do not think he is begging, he is looking for help on how to solve his problem, not once has he mentioned that he wants money from someone. Please stop you´re assumptions on this.
INVINCIBLETA
Regular Member
- Aug 15, 2017
- 272
- 63
im not begging i wanna fix my issues im just not in the best mindstate. and i just want opinions and guidance and potentially help. Begging im not.
Thanks sir im not a begger. Thats way to easy and i think it wont solve anything.
about that i was 18 needed car they had a solution for that got a good car for the city. and it served me well i always could use that one as they needed ish another car. so i either had the ability to use that one or the other better car. And living wise i live in an "apartment" thats in same house as my parents so its complicated they dont know about my destroyed financial situation. and i dont wanna tell them i want to be fine on my own and not bother them anymore.
PrettyToughJob
BANNED
- Jul 6, 2022
- 104
- 33
Pray my brother.. just pray...
everyone gave the best possible solution for your problem, you have to figure it out which one will work for you.
INVINCIBLETA
Regular Member
- Aug 15, 2017
- 272
- 63
he, just sent me a message asking why i hadnt payed house bill and car bill. Im so scared and stressed to go home and face him.
Sorry to hear this buddy, lots of people are in debt these days and it's not nice.
As you have a job and have money coming in its all about managing that money better..
Can you make life style changes..?
Buy cheaper brands when out shopping?
Cut you unnecessary buying.. such as clothing, eating out, nights out etc... work with what you have until things start changing.
Cut running costs..
Reducing bills such as gas and electric are easy things to do, and can leave you with money at the end of the month.
Are there other ways for you to commute to work?? For me when my last car went tits up I commuted by train for a few months, the train ticket was only £15.60 per week.
I should really do that again because I spend around £50 a week on petrol now.
Could you sell the car to clear what you owe and then buy a cheaper one?
Have a look around your house, find all the items you hardly use, dont want etc and sell them on marketplaces.. this can bring some much needed cash but obviously its not a sustainable way.
Finding a second job.. or... a higher paying job.
Are there any organisations that can help? I know here in the UK there are things like citizens advice who can help..
Do you have any skills that you can offer for services on the Internet??
Finally.. as much as its a worrying situation to be in.. understand you are not the first and wont be the last to be in this kind of situation
Hold your head up and tackle it face on, because it wont go away.. Just plug away each day and you will find you will come through the other side.
As you have a job and have money coming in its all about managing that money better..
Can you make life style changes..?
Buy cheaper brands when out shopping?
Cut you unnecessary buying.. such as clothing, eating out, nights out etc... work with what you have until things start changing.
Cut running costs..
Reducing bills such as gas and electric are easy things to do, and can leave you with money at the end of the month.
Are there other ways for you to commute to work?? For me when my last car went tits up I commuted by train for a few months, the train ticket was only £15.60 per week.
I should really do that again because I spend around £50 a week on petrol now.
Could you sell the car to clear what you owe and then buy a cheaper one?
Have a look around your house, find all the items you hardly use, dont want etc and sell them on marketplaces.. this can bring some much needed cash but obviously its not a sustainable way.
Finding a second job.. or... a higher paying job.
Are there any organisations that can help? I know here in the UK there are things like citizens advice who can help..
Do you have any skills that you can offer for services on the Internet??
Finally.. as much as its a worrying situation to be in.. understand you are not the first and wont be the last to be in this kind of situation
Hold your head up and tackle it face on, because it wont go away.. Just plug away each day and you will find you will come through the other side.
RealHoffman
Regular Member
- Jul 26, 2022
- 272
- 128
Open GOFUNDME and tell people your situation
INVINCIBLETA
Regular Member
- Aug 15, 2017
- 272
- 63
Wont you have to post your face and real life info? I dont want people to see me and mby people in my town seing it. If you understand
WillowFlory
Junior Member
- Dec 1, 2022
- 103
- 48
I am not going to suggest anything different here.
Basically you need to do 2 things.
1) lower your expense: (e.g,. All discretional expenses like eating out, spend money on expensive cloths and many other things)
2) increase your income: do TikTok, youtube, do virtual assistant, babysit, drive Uber, deliver pizza, do doordash, flip burgers, help someone move. Basically create value for others to help them solve their daily problems.
One piece of advice- Don’t get into additional debt.
Best of luck. Prayers for you. You can do it. Hang in there.
Basically you need to do 2 things.
1) lower your expense: (e.g,. All discretional expenses like eating out, spend money on expensive cloths and many other things)
2) increase your income: do TikTok, youtube, do virtual assistant, babysit, drive Uber, deliver pizza, do doordash, flip burgers, help someone move. Basically create value for others to help them solve their daily problems.
One piece of advice- Don’t get into additional debt.
Best of luck. Prayers for you. You can do it. Hang in there.
Commoner
Supreme Member
- Dec 8, 2013
- 1,364
- 400
hi OP, as crude as your name sounds..
I’ve the fastest way available for you. It’s to sell your assets. Do Uber also. And, do deliveries.
Why? I was once like you, in XXk debt, and managed to service off everything under 3 years - credit score tanked till the lowest stating “High Probability Default Debtor”
I’ve the fastest way available for you. It’s to sell your assets. Do Uber also. And, do deliveries.
Why? I was once like you, in XXk debt, and managed to service off everything under 3 years - credit score tanked till the lowest stating “High Probability Default Debtor”
- Apr 4, 2009
- 13,911
- 71,097
Really, if you´re scared to tell your dad that you fckd up, you need to move anyway. They are you´re fckn parants, the hopefully are normal and love you whatever you can afford your rent or not. If not, move.
Chris Newman
BANNED
- Oct 13, 2018
- 6,868
- 6,032
Why ?
Why ?
Most of us have faced the same OR even worse at some point of time in our life.
In the situation that you are in, things will get even worse if you are thinking of internet marketing. In internet marketing, there is no overnight jackpot.
Only you can help yourself in the situation that you are in. Look for a job now and start working hard. Work double shifts, work 2 jobs. Do that for 6 months or even for a year and clear your debts. Then continue with that and start to save money and after that think of things such as internet marketing.
amoon
Elite Member
- May 16, 2015
- 2,358
- 1,920
that the subbject that most of us learn the hard way, its finance and managing money, we did not realize it until it getting worse and debt getting bigger each year...buy dont worry most people recover and get bach back on track ...
so for your situation, you need to find another job, not an online one forget about online at the moment ...you need to find another one and cut expenses to the lowest level possible ...see if you got anthing to sell in your apatrement...
.
so for your situation, you need to find another job, not an online one forget about online at the moment ...you need to find another one and cut expenses to the lowest level possible ...see if you got anthing to sell in your apatrement...
.
Outc@st
Power Member
- Oct 15, 2022
- 509
- 181
Let's start from the beginning... Do you have a budget?
- Oct 6, 2020
- 2,626
- 9,932
I would suggest not wasting your time and ignoring the OP, first time he reached out to me for exact same help request with exact same story was about 2 years back.
He does not want to get your suggestions, he is looking for a thing that does not exist - an instant solution to his problems.
He does not want to get your suggestions, he is looking for a thing that does not exist - an instant solution to his problems.
INVINCIBLETA
Regular Member
- Aug 15, 2017
- 272
- 63
Yes ignore me hope that makes you feel better.
nope at 0$ in bank account rn
- Oct 6, 2020
- 2,626
- 9,932
Make me feel better? I tried to help you multiple times, but all you did was wasted my time.
travisjonathan1
Banned - Selling via PM
- Jan 10, 2016
- 537
- 85
if one job isn't enough get another job....
working in 2 jobs is possible and make extra hours you will earn double the money you are earning
D
Deleted member 1501362
Guest
Man, get a second job. Sorry to hear this but you gonna have to cut all your expenses and live very frugal. There are a few methods here that you can make some money with to help you get back on your feet. Start reading.