Need help on debt.

INVINCIBLETA

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I have still to this day 28k in debt and not getting anywhere. I have a missed payment of 950$ to cover rent and i have 9$ in my bank account. What should i do? Posted this here cause i need help from people. i was suppose to pay rent on 5th but im 10 days after that date. PLEASE FOR THE LOVE OF GOD HELP ME.
 
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1. Try to reschedule debt payments
2. Go look for any work that pays
3. Try to live on minimum and start repaying your debts
i did so made my debts go from 800$ payment to 480$ payment per month. Should make things better but increased total lenght by 2years and 11 months so total 7 years and 11 months.

buy legendary marketer course for 7$ and promote it with TikTok
hehe funny, but the short term issue now is the 950$ house bill i gotta pay to be able to live where i live.
 
You must think about the repayment plan before borrowing a large amount of money
Negotiate with the creditor that you will pay late.
Looking for 1 or 2 jobs will definitely pay off
 
tell me also
You have debt?
You must think about the repayment plan before borrowing a large amount of money
Negotiate with the creditor that you will pay late.
Looking for 1 or 2 jobs will definitely pay off
Yeah, im currently occupied on monday-friday 7-15 each week. But ill try to get something after that.
Max out all your credit cards and file bankruptcy.
hehe funny, that sounds highly illegal.
 
file bankruptcy, and invest your hard earning. put your car on security for this month's rent to the owner. next month pay the whole amount and get back your car. more out of this you not able to get a loan in the future, for future loans you can loan in someone's else name by promising him some amount.
 
You have debt?

Yeah, im currently occupied on monday-friday 7-15 each week. But ill try to get something after that.

hehe funny, that sounds highly illegal.
Don't think its illegal. I know a lot people who maxed out their cc and files for bankruptcy shortly after. You could also just stop paying all your cc debts and youll get a tax hit for 1/3rd the total balance 5 years later and tank your credit score for 3-5 years. I had 30k cc debt when I was young. I stopped paying them, Credit score went to 350 from 800. I got billed for them as taxes write offs from the banks throughout 3-5 years that cost me roughly 1/3 overall debt taken from taxes. Some debt was straight ignored by the banks so I didnt have to pay some. Within 5 years I increased my credit score 800+ and all my debt paid the only problem is I can get a cc with those banks anymore.
 
file bankruptcy, and invest your hard earning. put your car on security for this month's rent to the owner. next month pay the whole amount and get back your car. more out of this you not able to get a loan in the future, for future loans you can loan in someone's else name by promising him some amount.
well im not in usa so the rules for bankrupcy is a bit different. In my country you loose all belongings and are to oblige by certain ruleset. I havent read all of it but its strict. And car situation is shared with my parents cause we own 33% each and they are my landlord so its complicated.

Don't think its illegal. I know a lot people who maxed out their cc and files for bankruptcy shortly after. You could also just stop paying all your cc debts and youll get a tax hit for 1/3rd the total balance 5 years later and tank your credit score for 3-5 years. I had 30k cc debt when I was young. I stopped paying them, Credit score went to 350 from 800. I got billed for them as taxes write offs from the banks throughout 3-5 years that cost me roughly 1/3 overall debt taken from taxes. Some debt was straight ignored by the banks so I didnt have to pay some. Within 5 years I increased my credit score 800+ and all my debt paid the only problem is I can get a cc with those banks anymore.
yes i see but im not in usa so the rules are quite different. but im glad to hear you made it out.
 
I have a 7-15 job each day. makes about 2600$ per month. Problem before was that i needed to pay 800$ + 950$ in housing, car and debts. then comes food and other so i was at 0 each month. but yes another job could be a option.
move to another cheap house
 
well im not in usa so the rules for bankrupcy is a bit different. In my country you loose all belongings and are to oblige by certain ruleset. I havent read all of it but its strict. And car situation is shared with my parents cause we own 33% each and they are my landlord so its complicated.
no one plays fair, ask the advocate for advice, he can guide you better as you are not first and last to do so. the advocate knows all tricks on how to fabricate rules in the client's favor. The lending amount is so huge that if you go to pay it, your life will be like this without change. your parents are your landlord and they ask you to pay rent and food? it seems everything will go if you don't pay rent. car, home, family.
 
it's only complicated cause you make it so.
it's simple problem your income, find more income, or cut expense.
it's only those 2 option. next should be listing what you can do about it.
find income example, take more extra work for extra pay, or find time to earn money on the side, sacrifice sleep till you pay the debt.
cut expense, yeah car not owned only by you negotiate with your parent saying it's to big burden or ask them to buy your share. or find some stuff you don't need and sell it.
lower quality of the food/entertaintment.
well list goes on, but basicly you are the only one that know what can be done, since answer is very spesific dependign on your own personal situation. abilites skill experience.
 
it's only complicated cause you make it so.
it's simple problem your income, find more income, or cut expense.
it's only those 2 option. next should be listing what you can do about it.
find income example, take more extra work for extra pay, or find time to earn money on the side, sacrifice sleep till you pay the debt.
cut expense, yeah car not owned only by you negotiate with your parent saying it's to big burden or ask them to buy your share. or find some stuff you don't need and sell it.
lower quality of the food/entertaintment.
well list goes on, but basicly you are the only one that know what can be done, since answer is very spesific dependign on your own personal situation. abilites skill experience.
guy is simply asking for financial support as a donation to pay his rent.
 
I do not thinks so, since begging is not allowed in this forum.
well, I am not sure why he is begging, or how deep the man is broken, he says he shares the car with his parents who are landlords.
 
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