Need Good VCC Providers - With Good Chargeback Terms

Hello,
I need some good vcc providers who provide reloadable vcc and has a good charge back term as well if I need to do a chargeback. Can anyone recommend me such providers?

Note: Payoneer or neteller chargeback term is very strict, Payoneer need 30 days before starting chargeback. And neteller has a lot of requirements as well.

Thanks

No response?