Okay, this is advanced mechanics for people who are already successful in their businesses. 1. Take 10% of your gross income. 2. Put half of that in a bank account close to your home. 3. Put the other half in a bank account FAR AWAY from your home -- miles and miles away. 4. Do this frequently--like once per month or bi-monthly if you're doing online business; and like once per day or so if you're doing consulting or whatever. 5. The money in the account far away from your home is your WEALTH ACCOUNT. Don't touch it. 6. The money in the account near your home is your RISK ACCOUNT. Don't spend it on yourself. The risk account is for risky investments and start-ups. The wealth account is for adding to the successful investments and start-ups. This should apply to all of your income, whether its HARD-EARNED DOLLARS or lottery winnings. Imagine the situation: You have $100. $5 goes in your RISK ACCOUNT. $5 goes in your WEALTH ACCOUNT. The RISK ACCOUNT is tantamount to making money. Most people are completely impulsive and reactive to new ideas and investments. They either NEVER risk their money or risk their money WITHOUT THINKING. The risk account makes you spend a reasonable amount on risky investments. Your WEALTH ACCOUNT accelerates your successful risks. Your $100 multiplies by disappearing. Try it for a month, and you will see results. It makes no sense, but it happens.