Multiple YT channel With One Adsense Account?

Hey guys, for those of you who run multiple niche or YT channel do you guys recommend having one Adsense account on all channels or one YT niche with one adsense account?.. I have multiple YT channel but two different niches so I want to know if I should only use one adsense account on all my channels or for different niche.

In my opinion, if you prefer simplicity and centralized management, using one Adsense account for all your channels could and should be the way to go.

If you want to go the safer way, go with 2 then.

Most people have a bunch of accounts connected to 1 AdSense, but in reality, if something happens, just 1 mistake, it's all gone!

We should also think about it, but we don't think about it until it happens to us, and I include myself there also.