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Most Flexible Payment Processor?

Discussion in 'Business & Tax Advice' started by EmpireQuality, Mar 30, 2012.

  1. EmpireQuality

    EmpireQuality Elite Member

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    From your experiences being a seller, what is the most flexible payment processor when it comes to refunds? I want my products to have a no refund policy. Any information is appreciated. thank you!
     
  2. AuraObscene

    AuraObscene Junior Member

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    Clickbank seems to be fine with refunds
     
  3. maestropanda

    maestropanda Junior Member

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    If I remember correctly, MoneyBookers doesn't allow refunds and it's instant deposits/withdrawals
     
  4. EmpireQuality

    EmpireQuality Elite Member

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    definitely not because i got a refund from a clickbank seller before lol
     
  5. EmpireQuality

    EmpireQuality Elite Member

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    i dont think so since i am checking their site now and they have chargeback fees and refunds :eek:
     
  6. Needalead

    Needalead BANNED BANNED

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    I recommend google checkout. They have a strong policy against serial refunders.
     
  7. EmpireQuality

    EmpireQuality Elite Member

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    hmmmm. i would think that g00gle is one of the worst payment processors to use but i will look into it.
     
  8. timmylang

    timmylang Junior Member

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    As far as I know, paypal does not allow refunds on digital products.. since it's a non-tangible good... Anyone who tries to dispute you, you just point to paypals rules
     
  9. EmpireQuality

    EmpireQuality Elite Member

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    paypal is actually the reason why i need a more flexible payment processor. they banned me 3 times and i am definitely never using them ever again, i also suggest everyone to do the same. they can and will limit your account at any time and then your giant headaches will begin. i can confidently say fuck paypal :eek:
     
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  10. timmylang

    timmylang Junior Member

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    hmmm.. that sucks.

    Well I think Authorize.net is probably the most professional and advanced from what i've heard.
     
  11. EmpireQuality

    EmpireQuality Elite Member

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    authorize.net is not a payment processor, they are just the payment gateway
     
  12. Jammy01516

    Jammy01516 Registered Member

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    Check with First Data, Chase Bank, and few others Processors who are really good when it comes to Refund the customers......Customers has received their refund within 24hrs...
     
  13. EmpireQuality

    EmpireQuality Elite Member

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    i was actually looking for a processor that makes it difficult for my customers to get a refund but i don't need that anymore. i should be fine now and i think i found a decent payment processor.
     
  14. tobuso

    tobuso Newbie

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    Thats going to be tough. Because if you do not refund and then they chargeback then you are in trouble with the processor. They do not like chargebacks. Chargebacks are very risky to a processor and their sponsor banks. So you wanting to have a 0 refund policy is as red flag to most processors.
     
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  15. elektra588

    elektra588 Newbie

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    Hello, Yeah Paypal sucks ! Okay my advice to you is use a highrisk processor.
    The fee of processing might be a little more. But there very business friendly and
    its easy to offer no refunds. I am not going to personally recommend this website
    because honestly I have not used them. However they seem popular...
    highriskpay(dot)com

    Good Luck !

    Elektra-
     
  16. EmpireQuality

    EmpireQuality Elite Member

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    yes, i understand this now and thanks for your input. i think i found a decent processor to go with. who do you use?