Monthly Membership Website Owner Here - Finally Joined

I've been lurking here for a while and getting ideas now and then. I've been running a monthly subscription website for the last two years and built it up to making 1K a week. I'm a photographer and the website is a 'leg lovers' site where I produce sets of pictures and videos of women in short dresses, pantyhose, high heels, etc. I like it because it's non nude, not porn and the models like to do it.

I know 1K is nothing to some of you guys and that's part of the reason why I'm here. To find new ways to advertise and get new members.

I had Stripe credit card processing for two years and everything was doing fine. Then they cancelled me citing that subscription websites were too risky. After much scrambling, I found another processor from a very reputable bank with low fees mainly because I've been doing business with them for many years with large credit lines and my FICO is 811.

But I'm thinking that might not last long either so I need backups.

Of course, I take Payza and bitcoin. But most people don't want to bother with that.

I'm signing up with Payoneer and waiting for approval. With that I can take one time payments on a credit card by sending them a 'request funds' email.

I'm black listed from Paypal for buying bitcoins many years ago so I can't use my real name or bank.

I'm thinking of setting up a stealth Paypal to take credit card payments from the site and then transferring the funds to Payoneer where I can withdraw them with a Payoneer Mastercard. Does that sound practical and doable?

Any advice?

@HoNeYBiRD can help you with the PP to Payoneer thing.

Sounds like a pretty nice thing you got going there.

Welcome to BHW.

1k a week is a great income. 4k/month is a nice chunk of money from 1 site.
I'm surprised stripe cancelled your account... were you getting a lot of chargebacks or disputes? Could it be beause of the 'adult' type of content you are selling?

Check out BrainTree. But you need paypal for that.. Maybe open a new LLC and use that to open a new paypal, maybe get a friend in the LLC so you can use their name.

Look into 2Checkout instead. You can accept credit card payments and PayPal payments too with it w/o having a PayPal account yourself.

The PayPal to Payoneer transfer doesn't work for everyone. Also if the PayPal would be a stealth one (because you got your legit one banned) and the Payoneer is on your name, the linking might not be possible at all or the transfer would fail because of name mismatch.

Thanks for the advice.

Braintree is owned by Paypal and turned me down. If you're blacklisted with Paypal, you're also black listed with Braintree. They are one of the same.

Selz uses Stripe as their processor. If you're cancelled with Stripe, you're also cancelled with Selz.

2checkout won't answer my emails and closed my account one week after I applied without telling me why they didn't approve me. Seems strange in that I was approved by a low risk type reputable major bank and I have a high credit score with no negatives and no debt. I could be that they classified my site as porn even thought it's not.

If the Paypal and Payoneer have to be in the same name, I could open both a stealth Paypal and Payoneer and just match the names. I could get a scanned driver's license and ultility bill to match and open up both.

The other issue that I have is if I take Paypal payments, my competitor could report it to Paypal and have it shut down. Or a Christian do-gooder. They target my site because to them, pictures of women's legs above the knee is 'porn'. I'm not kidding.

My whole issue is that right now I'm taking credit cards through a major processor (but who knows how long that will last), bitcoin, and Payza. I'd like to figure out a way to take credit cards through a back up system.

My Payoneer account should be approved any day now. Could I use that as my backup? It's my understanding that I can send people email requests for payments via email through Payoneer and they can click on the link and enter their credit card number. Is this true?

I bought a Paypal account for $50 and will get a Walmart money debit card to make withdrawals from PayPal with. That seems to be the best option for taking credit cards anonymously and withdrawing the money at this time.