Hi guys, First of all, I would like to say that I am a long time BHW member, but have created a new identity because I am paranoid. I have a successful eshop that brings in XX,XXX figures on a daily basis [revenue, not profit]. The problem I have encountered is with merchant accounts. I have been burnt by the ones that are widely used and I since there has lately been a large increase in the sales, I want more control of the money. I was wondering if anyone has any experience with setting up merchant accounts under legit banks? My company is registered in the EU, would it be difficult to set up a merchant account under my bank? What are the benefits/difficulties as opposed to, for example, PayPal [damn freezing of funds]... Basically I would like to have a legit Merchant Account which would be able to cope with a high volume of money, as Im hoping to further increase the eshop. From what I understand, High Volume = High Risk?! I would also like to have the lowest possible time the funds are frozen, for tax purposes... I appreciate any and all input. Worse comes to worse, I will be going with this to my bank, but as I am a complete n00b and couldnt find anything about "legit" merchant accounts, I was hoping I could at least get an idea of what the implications and processes/fees are, so that I dont get screwed :ballchain Thanks!