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Lost $21,250.00 already...

Discussion in 'Business & Tax Advice' started by cre8opportunity, Feb 11, 2009.

  1. cre8opportunity

    cre8opportunity Newbie

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    Occupation:
    UNemployed. Living bill to bill =/
    Location:
    Texas
    In my life I've never been in or heard of a stranger situation.
    I cannot get a state issued driver's license or even a photo ID, which means I cannot get a bank account and DESPERATELY need one for my business.

    History: I had a DL in TX 10yrs ago. That license expired when I moved to NYC where I changed my name through common usage. There was no paperwork. It was easy, because most of my checks from extra (film/tv) work and principal roles in movies was being paid in my stage name. Though the bank probably shouldn't have let them through, I was allowed to endorse checks made out to my stage name by signing my birth name underneath. I took some not so good advice and after two years I went to the SSA and had my name changed on my SSN too.

    My Grandmother died and left me cash plus money from her estate sale. I used the cash in the last 7 months to buy a car, a box truck, two wide format printers and a plotter, and we knocked out over 70 car wraps we lucked into because he was in the right place at the right time.

    We got another fleet order for 17 car wraps weeks ago, deposited their 1st payment of $21,250.00 into his account (like always) and the bank kept it ALL for his back child support. They have paperwork and everything.

    I found out the hard way that he owes over $150,000 (no exaggeration) to his first wife in back child support. For whatever reason he didn't appear for an important court date, so ANY monies (including mine) deposited into his account go directly to the state of TX (no, they don't play).

    So, here I am with assets and receipts in MY NAME for nearly $30,000 worth of vehicles and equipment. I just got an office and am in the process of getting my Certificate of Occupancy so I can take the new business in my name legit.

    Now I live in TX and went to get a Driver's License, took my birth certificate (birth name), social security card (new name), and school transcripts showing my birth name with my social security card and explained the WHOLE STORY so they won't think I'm trying to pull a scam. NO GOOD. Not even for a photo ID. I have to have three state/government issued documents all in the same name, which I don't have.

    I asked them what to do and they said it isn't their responsibility to prove who I am, it's mine, and I need three acceptable documents to do that. I've sat in back rooms at the DMV and surely had every background check run on me that they could do as they left me in there alone.

    I only have expired ID from NYC that expired over two years ago, and they won't take that because it has my new name. I'm BIG TIME screwed.

    No ID.
    No business bank account.
    I'm going to lose this client.

    Any constructive criticism and or advise would be appreciated. Right now I'm less worried about the DMV and more worried about the business bank account that I canNOT get without ID, because I can't register the business with expired ID, and it's all an UGLY cycle of no, no, no.

    I've worked my ASS off to create opportunity, and I'm going to lose it because of my exes secrets.

    Please help?!
     
  2. CyberDilemma

    CyberDilemma Regular Member

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    Why don't you just set up a business entity (llc, corp, etc), get an EIN for it and set up a business bank account online with any bank? I just did it for one of my new companies and it only took about 10 minutes online to set up a business bank account. I only had to fax them the Articles of Organization and my EIN paperwork. No personal documents or id were required.
     
  3. cre8opportunity

    cre8opportunity Newbie

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    MCMSinger, thanks for the reply. I talked to an attorney regarding the money and the name change. The money is gone. It was deposited in my exes account and he'd received notifications that he ignored, so I can never get it back. Boo Hoo, I've shed my last tear over that and am now eating & showering again.

    Regarding the name change, they can file paperwork and are happy to appear if necessary, of course it isn't cheap, and could take weeks or years. I have days.

    CyberDilemma, thanks for the reply. I Googled setting up a business entity. I'm afraid of sites that tell me things can be done in three days. Any recommendations?

    Thanks again for the replies.
     
  4. RumMonkey

    RumMonkey Junior Member

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    You can buy pre existing limited companies that are over 1 year old with ready & used bank accounts, just google 'buy limited company'

    It'll set you back probably $200 or so
     
  5. trhodes12

    trhodes12 Registered Member

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    an LLC is a separate entity, it's easy to get. incorporate.com, legalzoom.com, etc, etc. very easy only a few hundred bucks. then u can set up a bank account. but, i'm not a lawyer, so.. just think before you act and you should be alright following the advice already given in this thread.
     
  6. redmercury

    redmercury Registered Member

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    Get a corporation to shield the assets. Research the state you want to incorporate in before going through with it
     
  7. springer98

    springer98 Regular Member

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    We doeneeeeed no stinkin' yob!
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    I wish I could offer you some solid advice but I know that things vary from one state to the next and what works in my state may not work in yours.

    I'd call the Texas Secretary of State, or whatever they call the office there that handles drivers licenses and state IDs, and ask someone there how you can re-establish your identity. (The office in the state capitol, not the local one) There has to be a way. I can't imagine you're the only person in recorded history to whom this has happened.

    The clerks at the local offices can be jerks, can't they? I mean, on more than one occasion, I've wanted badly to reach down one of their throats, grab a handful of guts and yank them inside out. There's really no call for that kind of behavior from someone whose job it is to help the citizens of their state. GEEZ!

    Anyway... ever been arrested or finger printed for a job or the military? If so, the FBI should have a copy of your finger print card that might help identify you.

    Failing everything else, you could always buy a fake ID with all your real info on it to use to get your bank account and some real ID. Funny, eh?
     
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    Last edited: Feb 12, 2009
  8. sinewave

    sinewave Senior Member Premium Member

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    You can be incorporated even sooner than that if your work is in the hands of a competent agent. Get some references from friends and acquaintences for a good attorney to expedite your corp.

    I lost track of where you're currently located, but if you're in NY you should probably get incorporated elsewhere as it's very expensive to run a business "located" in NY state.

    I think my Delaware LLC took all of 2 days, including the certification from the Delaware Secretary of State that I needed so I could do business as an "alien corporation" in NY where I live and work.
     
  9. CyberDilemma

    CyberDilemma Regular Member

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    You will find a lot of law firms on the net that specialize in setting up corps and LLC's fast and cheap. The key here is to make sure you are dealing with a law firm not just some fly-by-night website. Yes, generally, they can have the paperwork ready to submit to the state in a day or two but it will usually take the state a couple or few weeks to process it. You should be able to find a law firm that can supply everything you will need including all the state filing fees for under $200. As far as getting an EIN, that will take you a whole 5 minutes to do on the IRS' website. Once you get your paperwork back from the state, just go online to one of the big banks like Bank of America, etc., set up a business account using your new EIN and you should be good to go.
     
  10. dating101

    dating101 Regular Member

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    hustle on in to Oklahoma and get an ID, maybe try Louisianna
     
  11. jmm223

    jmm223 Registered Member

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    What they said.

    But honestly, if all of the money that the bank took from your partner was not HIS...you may be able to get it back...but you will probably have to sue him for it, and it sounds like you would have to get in line behind the wife. :(
     
  12. cre8opportunity

    cre8opportunity Newbie

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    WOW! Thanks for the suggestions and constructive advice. If I come out of this at all, I am going to set up a corp for sure!

    The client needs to issue the 2nd check, but I've not yet invoiced.
    1/2 down upon agreement.
    1/4 due before print.
    1/4 due upon delivery.

    I can't invoice them, because I have no way to deposit or cash the check now.

    Things I've tried (please don't laugh):
    Fake ID's from within the states, paid rush charges and everything (Didn't receive at all)
    Fake ID's from the UK which ship to the states, and and I received the most laughable cards. At least I'm laughing again.

    I am TRYING to moving forward though.

    1. Did research about changing my name, and thought I'd go get the fingerprint done today. Maybe that will help somehow.
    2. Oklahoma & Louisiana are both a stone's throw away, so I'll explore those options. I have NO IDEA where I'd have the ID mailed, because TX will not delivery anything from the DMV to a po box. We'll see.

    Even if nothing works and I end up selling all of my equipment, I had a heckuva 2008.

    Thanks all & keep cre8ing opportunity for yourselves, because no one else will do it for you!
     
  13. Wagzz

    Wagzz Newbie

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    Where were u born?
     
  14. cre8opportunity

    cre8opportunity Newbie

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    Wagzz. I was born in Arkansas. I got certified copies of my birth certificate. Still no good. Ideas?
     
  15. virtualgeorge

    virtualgeorge Junior Member

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    I would start working my way up the line of local gov't officials and tell them you are a us citizen with a birth certificate who wants to run a business & pay taxes and put some people to work.

    You will run into a lot of idiots but may find someone that can help.

    Once I had some problems with the child support people. It was like dealing with a bunch of 3rd graders, I couldn't believe some of the idiots they have working for the state here. I was in the right and started emailing people and got a response from the Governor. He had someone from his staff help me out and I got a letter from the governor for my records clearing everything up. They told me the system was screwed up but helped with a work-around.
     
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    Last edited: Feb 12, 2009
  16. blackhat50

    blackhat50 Regular Member

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    just be glad, live and learn.
     
  17. obtuse

    obtuse Newbie

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    depends on what's needed
    I believe she said it was "child support" which is for the kids. "Alimony" would be for the wife. I think this if this guy owes this much for his kids that says a lot about his "character" - or lack thereof. If you're married to him and he does this to his kids it doesn't surprise me that he'd do this to you.

    Doesn't seem to have a whole lot of integrity.......... better watch yourself~
     
  18. newmanhia

    newmanhia Junior Member

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    I would just set up a corp or two. Another option would be to apply for a matricula consular by going to one of their American offices. A lot of banks will let you open a account with one and you can usually receive state identification. It is how the Mexicans do things.

    The traditional path will probably take you years of government idiocy, excuse me, beauracracy, to fix this mess.
     
  19. gamingneeds

    gamingneeds Regular Member

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    Can't you sign the check over to a friend and have them deposit it for you in their bank? Or even get on as an added bankee on a friends account?
     
  20. popcrdom29

    popcrdom29 Jr. VIP Jr. VIP Premium Member

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    Here's a piece of advice for you. If you are really in a bind and need to get your business set up quickly, temporarily put everything in someone else's name. Maybe a relative or close friend, someone who you can trust. Just make sure you have a sound written agreement with this person if you go this route.

    Then whenever you get the situation with your ID and accounts worked out, you can put everything back in your name.

    I want to stress this again; please make sure you have a written agreement if you choose someone for this.