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Let's talk rent and freedom in your city

Discussion in 'BlackHat Lounge' started by OrangeNRG, Jan 14, 2014.

  1. OrangeNRG

    OrangeNRG Jr. VIP Jr. VIP Premium Member

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    How much is your rent and what quality does that afford you? Do you have a lot of freedom in your city? How much do you pay in taxes?

    I'll start: I live in big city in the United States and my rent is $600 + utilities for a cheap apartment. I live in a safe area but if you drive 10 minutes in the opposite direction then you definitely want to lock your doors.

    A good meal will cost $15+. My opinion is there is a lot of freedom here. I can travel anywhere, visit any website, and believe anything that I want. I can walk around in most places and feel safe.

    I pay 7% tax on everything I buy. I also have to pay 25% income tax on all my earnings. But this tax increases to 40% once you start earning more than $406,000 per year. Insane. This is why I'm considering moving somewhere else. Like Tim Ferriss said, good things happen when you earn dollars, live on pesos, and pay in rupees.

    And there are lots of beautiful women if you look in the right places. But if you inside a McDonald's then don't expect much... And if you're in the ghetto you can expect some really big butts. That's targeting in real life :D
     
  2. Zaalah

    Zaalah Newbie

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    If you're looking to avoid the nasty income tax on higher incomes, it's probably best to not live in the U.S....
     
  3. srb888

    srb888 Elite Member

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    Please Continue... You have just began to become very interesting!



    jk
     
  4. Wali7

    Wali7 Registered Member

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    You can live in the US, just ¨work¨ for a panamanian company that takes care of all your expenses.
     
  5. srinu0812

    srinu0812 Supreme Member

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    In my area, it is around $200 for a luxurious apartment and $10 will give you a very good meal. You can do whatever you want to. Complete freedom and much safer. India! :)
     
  6. SPQR

    SPQR Elite Member

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    Gated town-home community is the semi-shitty barren wasteland of AZ for $1100 per month. It is a 3 bath house though, so more opportunities to be either killed by the toilet or... to fap more.
     
  7. royserpa

    royserpa Jr. VIP Jr. VIP Premium Member

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    Here in Mexico is quite cheap USD wise as 1USD = 13.2 MXN or sth.
    So yea, 1k USD = 13K MXN = lost of moniez!

    An apartment here is around, maybe $200-$300USD a month.
    It is quite cheap to live here, that's one reason I am trying to earn decent moniez from IM :)
     
  8. SPQR

    SPQR Elite Member

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    Dude, stop. You are succeeding at actively giving me cancer.
     
  9. gilder

    gilder Regular Member

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    Super overpriced food and rent and besides our overly oppressive police force I guess Im pretty free ....... NYC is over hyped
     
  10. MiLiTARYiV

    MiLiTARYiV Senior Member

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    And quite easy to get killed. I'll pass. No use of making $$ if your dead and cant enjoy it
     
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  11. ilovestocks

    ilovestocks Junior Member

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    "You can expect some really big butts", haha OP. We've got some big butts around here too. Just go to any store in town.

    It seems like where I live it's cheaper monthly to buy a house instead of renting one. Most people pay I think between 800 to 1500 to rent. Our sales tax here is 9%. I live smack in the middle of the hickest town ever. It's a place where all the NASCAR fans go to twice a year and it sucks so bad. The people here are so backwards and are always all in your business.

    The place I'm about to move to (as soon as we sell the house) doesn't have a state income tax and no sales tax. That's great but property tax each year is 2000+ and house insurance is 2000+. You can get a lot more house there for the money though because of the real estate crisis that they had.

    Posted via Topify using iPhone/iPad
     
  12. eveneven

    eveneven Regular Member

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    Barcelona, Spain
    - 1050€ + utilities for rooftop apt with terrace. Central and safe area.
    - Lively city, lots of clubs and bars.
    - Hot girls ( ... but I live here with my gf)

    Tax is high
     
  13. srb888

    srb888 Elite Member

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    Rent: nothing... i own the house. :D
    freedom: At everything if you just watch and don't get negatively involved! Btw, my window gives me complete freedom to watch the prettiest dolls as much as I want. ;)

    Btw, there is a dolls shop opposite to my house.

    jk :D


    My son works in Bangalore (India) as a SW programmer, and earns a good salary, and he rents a very good and spacious single room self-attached apartment (think of a studio apartment in Queens, NYC), pays about $90 pm that includes electricity and hot water. The one-time deposit he paid for the room was about $350.

    Food in good restaurants costs around $4~5 per meal but he cooks food at his home most of the time, and saves a lot. Local conveyance (to and fro work place) costs less than 50 cents each way on city-run Volvo AC buses. Food materials and vegetables in good malls are very affordable now (the prices were beyond reach of even Mr Gates just a few days ago because we have a crook govt team).

    When my son comes home here from Bangalore, the bus ticket costs around $10 each way, and approx $15~20+ each way for the overnight travel when it's a big festive time or whenever the worms wobble inside those travel company owners, i.e. at random, on most Fridays and Sundays when there is also a holiday or two that are attached to either side of those two days.

    Income tax in India (for a person in employment) is in slabs...
    1.) Up to Rs 200k total income p.a., it's free
    2.) from 200k to 500k it's 10%
    3.) from 500k to 1000k it's 20% + 30k (10% of full 1st slab which is 300k)
    4.) above 1000k, it's 30% of the income above 1000k + 30k (full 1st slab) + 100k (full 2nd slab which is 20% of 500k).

    You can easily have certain tax savings/ IT deductions, and save some more IT effectively if you know a good tax consultant.

    My son's salary or IT still isn't in that last group though! lol

    Bangalore is a great place to live, and is a city of beautiful gardens and lakes, many social events take place there, and people are generally very good. The social life in Bangalore is very good, and falls within normal Indian social standards.

    This should give some idea about the life in Bangalore, India for a working IT professional.

    HTH
     
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    Last edited: Jan 14, 2014
  14. greenmusic

    greenmusic Regular Member

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    Well.... I've been paying $1300/month (rent) plus around $500/month (bills) Funny thing I pay all this from the money I make online. The house is not even that big/fancy. If I was living in NY or LA I would be paying like $3,000 so I'm happy about that.
     
  15. GreyKnight

    GreyKnight Regular Member

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    Renting in Jakarta, Indonesia :
    - Cheap, small, room, without air conditioner, unsafe : $20 / month, including utilities.
    - Cheap, small, room, with air conditioner, safe : $ 100 / month, including utilities.
    - Apartment in some unsafe area : $ 125 / month.
    - Luxury apartment in city center : $ 1500 / month.
    - Big house with swimming pool : $ 2000 - $ 3000 / month.

    The utilities charge varies, but usually around $ 500 - $ 1000 per month.

    The food is great.
    There are a lot of cheap places to eat, but the food is already great. The cheapest food is $0.5, but a little unsanitary. A good, cheap, food is usually $2. Standard restaurant food and fast food are around $5 - $10. Luxury restaurant is "only" $40 / person.

    Freedom is great. Just don't slander any religion or race, you will end up mobbed. As in all cities, there are some parts in the city that best not be visited.

    Take your pick. With the property boom in Jakarta the price will have increased by now.

    Income taxes is around 25-35%. Good enough for me. Healthcare is free (but you have to stay on 3rd Class room, and have to be on a government hospital, and have to take generic medicine), as well as education (in public school only).

    There are laws governing pornography, but not enforced.
    There are laws banning alcohol in a lot of places, but in reality alcohol is sold freely in mini markets around town 24 hours a day.
    There are laws banning smoking in public places, not enforced too.
    In short, the government is inept at enforcing, that's why freedom is great here.

    One thing to be on lookout in Indonesia : Corrupt traffic cops. They will stop you for good reason, and "forces" you to settle with them on the street. The rate is $5 - $10 for cars. But if you take it to court or just admit your mistake, the fine is only $1 - $2.

    Girls? You just have to know where to look. Hehehehe.
     
  16. Bartholomew

    Bartholomew Regular Member

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    I live in a very big city (Moscow) in my own apartment. It costs about $180k, if I rented it I'd pay about $800-$1000/month, and it is quite cheap for the city. Utilities are cheap, below $100/month. There's no particularly safe and unsafe areas, everything is more or less the same and you'd want to lock your doors anywhere. We have both an automated concierge + intercom, human concierge and locked doors inside our the apartments block. It is pretty much safe around if we talk about personal safety, definitely not much violence (but you can find problems if you really want to), but thefts could happen, so we have all these locks lol.

    A business lunch costs $6-15. A meal in cafe or restaurant from $30/person and more, this is without vine. A royal cheeseburger (quarterpounder) in McDonalds is about $3.

    There's a lot of personal freedom, imo more than in most western countries as laws aren't followed too strictly there, you may find ways around them and buy your way with money, and no one caress about you if you drive Cayenne and show no income in the same time. You may travel everywhere if you have money, a lot of countries are visa free, Shengen visa is very easy to get, the most problematic visas are USA/UK/Australia, but rejects rate is below 15% anyway. Politics freedoms still do exists, but barely, very barely, and it is getting worse. At least you can talk shit about the govt and president in your personal blog and no one caress about it.

    Recently they started block sites with alleged CP and drug propaganda, but it is quite easy to circumvent it if you really want.

    Petrol is about $1/liter, cars are more expensive than in USA, but still an average person can afford a C or D class without much problems.

    VAT is 18% there. Income tax is flat 13%. Most people either pay it on just a part of their income if they work officially (to be more exact, this tax is payed by employer, he deducts it automatically from you wage every month, but most of employers register you in their books with low wage and pay rest of the wage with cash), or don't pay at all if they do, for example, Internet marketing. You may register yourself as an "individual entrepreneur" and pay either 6% from turnover or 13% from revenue (your choice) or create LLC and pay another taxes, which could be quite complicated and start from 13%, but you're not responsible with your personal property in case of LLC. Quite a few people do register themselves officially and pay these taxes as this helps with things like credit ratings or expensive purchases such as flats and houses.

    Women are pretty good there everywhere, including MD, but they are mostly borderline insane. Their biggest problem is they want to have all the rights feminists fight for but none of responsibilities in the same time, and get very offended when told that they can't have both. Every fucking cunt thinks she's a queen, sometimes it becomes very funny too look at.


    For me the biggest problems there is weather (doesn't it nice when you see clear blue sky 3 times in 5 month, this is how out average winter looks like), heavy traffic, bad ecology and very tired people with suppressed aggression. Going to move to a more sunny country such as Spain in coming years if everything will be ok.
     
  17. royserpa

    royserpa Jr. VIP Jr. VIP Premium Member

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    Hehe whats the problem, dude? xD
     
  18. royserpa

    royserpa Jr. VIP Jr. VIP Premium Member

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    Haha i have to agree with that man, but still, there are good places down here bro :)
    Ever heard of Los Cabos?
     
  19. Asif WILSON Khan

    Asif WILSON Khan Executive VIP Premium Member

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  20. goosefrabah

    goosefrabah Jr. VIP Jr. VIP Premium Member

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    I pay about $875 in Dallas. My apartment is alright, but definitely not the luxury ones up the road. Violence wise, you have to lock your doors and be cautious, but south Dallas is pretty bad overall. Utilities are drastically different depending on the weather. One month electric is $60 - 80 and the next it is $280+. Overall, maybe 500 in bills seems about right. Food at the store seems to be going up insanely. I buy pretty much the same thing at the store every week and it has went from $110 to $160 in the last year.