Alright, so my 4 year old main paypal account just got permanently limited because of this reason: "03-Feb-2012: You PayPal account has been permanently limited because too many credit cards have been added and removed from your account." Indian account holders can't pay using their paypal balance, I don't have a credit card, and as you might already know, paypal doesn't accept indian debit cards, hence I was using my hdfc account to create and add vccs to make payments. But I might've hit some internal limit and..well, I got permanently banned. I'll try calling them tomorrow since their offices were closed for today, and see if I can get my account back. I'm also going to the bank and threaten them to give me a credit card or I close my account. I'll be opening another account, ofcourse. If anyone could advise or help me in that regard it'll be much appreciated.