I need fraud detection software?

I need a fraud detection software that can protect my data from fake users, bots, proxy users, and VPN users. I want to make my loan management data secure.

I was using IPQS earlier to block fake users on my ecommerce site. It worked well, but it was expensive. Now I am using FraudDefense on a lower budget. It gives almost the same results and is affordable. To stop fake users and data center or pooled IPs, I add CAPTCHA on the signup form and use Cloudflare for verification. The software also detects fake IPs and blocks them based on user unusual behavior.

Honestly, something like Sift or MaxMind would do the job they’re pretty good at spotting bots, fake users, and proxy/VPN traffic. Maybe for loan stuff, you can just want that extra layer checking things in the background so nothing sketchy gets through.

If you choose any software, make sure it has these features. It should support proxy detection, browser fingerprinting, and strong IP intelligence. It should also check IP and email data, provide IP blacklist options

alot of real users sit behind shared carrier nat, so blunt ip rules can burn good applications too.

the better approach will be risk scoring plus step-up checks. look for device consistency, repeated identitydata, timezone or language mismatach and whether the same device keeps cycling fresh ips. that pattern catches alot more abuse than tip alone, especially against mobile proxy users and basic bot farms

try seon its well known and reliable .

As a bare minimum setup I’d recommend something like this:
• basic protection: cloudflare free or pro. This will get rid of simple proxy/vpn/mass attacks
• captcha is a must
• block registration with temporary emails (use lists on github with auto-updates, or API services). And obviously email verification

Points above are pre-registration filtering. After that you can start working with already registered users. You can start with:
• check matches of IP and literally any parameters you’re able to capture at registration. It is useful to enrich IP data with country and organization. This will also help you with business analytics
• monitor registration events by timestamp to track anomalies after the fact. If you see an anomaly, you look at the list of users and their parameters with your eyes and tune your checks.

You can run on this for a while. By that point you’ll start to understand a bit better what you actually need to protect against and you’ll be able to more consciously choose a paid solution.