How would YOU invest $1 mil?

Ive been meaning to ask the question for quite some time. Just curious to hear you all out considering ive thought about this as well and im not sure if this has been asked before (recently at least). Anything goes..

build a company

1,000,000 lottery tickets.

You're sure to win.

If you put a million in the bank, you can live off of the interest (about $30k a year). That would be the safe investment, but for me, I would probably go for something higher risk/greater return. There is alot of ways to invest it, and I really can't honestly answer that question without having a million dollars in my possession.

Invest everything into real estate

Offline businesses. A whole bunch of them.

haha i appreciate all the answers but something specific like 2011nfl stated above..an investment you would be willing to definitely make if you had that much money

I would create a brand and spend lots in advertisement. More like a hobby though because I wouldnt spend all the money. Maybe just to rent a nice house and buy a Porsche 550.

Stock Market. Currently only playing with a few hundred dollars, but it's working out well.

Go with the 3 bucket rule. Put 1/3rd in the bank. Put 1/3rd in low/high risk investments like shares and put 1/3rd into building something completely new. Like a huge authority site network or buying some already huge earning sites.

When big swathes of the world live in poverty and despair like this



You have to give some of your money away!

You can get in to ecommerce website, make big ecomerce website, and do marketing in adword, other ppc, tv shows, tv ads. But that much money its possible you make a site like amazon, or ebay.
Or Invest in Indian saree business. Huge money in Saree

I would place 50% on a high interest bank account in some tax haven, and the rest, I would buy a small, promising start up and boost it to the max..

Would invest in the stock market. Disney and Pfizer and RJ Reynolds.

Invest in Real Estate and use the money earned form the real estate to invest online. Thats much safer instead of dumping most of it online

Actually the best way you can help people is to invest the money in some way that will increase everybody's overall wealth.

Booze and hookers. Gimme a year or two and I guarantee it's all gone and I'm back to normal. Or dead, maybe that's more like it.

If I have a million dollars, I would:

• 75% of it to passive investments or asset allocation for my investment portfolio.
• 5% to Donations. And I WON'T donate to those non-profit organizations. I wish to donate PERSONALLY with no middle-man eating a percentage of that donation. For example, Red Cross organization has been rumored to take up to 50% of the donated cash for their 'admin expenses'. fuck up, isn't it?
• 10% for investment speculations.
• 10% for IM.

And out of 100% of that 75% being put to passive investments:

• 40% to Income-Focused Mutual Funds/Unit Trusts.
  To focus on passive income (NOT capital gains). Let a professional fund manager manage your funds. Just make sure he has a good record.
• 30% to Enhanced Growth-focused mutual funds/Unit Trusts.
  We want to focus on capital gains here, but managed by a professional fund manager.
• 30% on bonds/bills.

Of course, you can also invest on REITs (Real Estate Investment Trusts) or Fixed Deposits. Or even bluechip stocks for dividends.
It depends on you. The above is just an example.. I would diversify as much as possible.

10% for speculation. Could be speculating stocks or options trading.
High risk but just treat this portion of money as "gambling" money with no expectation of returns.
For example, Google stock was around $550 last year. Now it's $709.50.
Of course, there's no guarantees and speculation is risky. But high risk means high yields.

Now for that 10% for IM. It could be for buying websites or building even MORE websites.
Come on, $10k for IM is a lot.

And by the time you use up that 10k for IM purposes, your investment returns would be paying you now.
With that returns, you can plough back for more investments or use them for IM or SPLURGE!!!!

I will never put any cash in my bank. Perhaps some (less than 5k) for personal use.
Remember.. inflation rate is eating your cash value.
If inflation rate is 5% and your bank is only giving you 1% interest rate (most banks offer less than that rate); you're getting a negative -4% return.

And if you need emergency funds, you can sell some of your investments which are liquid (i.e: unit trusts or stocks).

Find a Manhattan brownstone apartment building, and buy it (price is $900,000 - $1,500,000). I personally own one near Columbia University, and because of it's locale, I have no problem finding tenants for vacant spots. There are 8 apartments, each rented for $1k; after expenses my profit is a solid $5,000/m (assuming you don't have any mortgage on it, can be the same).

And i am actually currently in my home country of Sudan, and looking to invest some of my other money into a Pharmacy chain store (pharmacy business is raising by 48% a year in my country - $1 billion in total pharmacy expenditure. As well I plan on using that money to make some apartment buildings here. Best part about it is that the landlord doesn't pay for heat (whether is hot year round), gas, or electric- so i'd be looking at a straight $7k/m for 8 apartments, considering the area I own land in is one of the more wealthier areas.

Oh yeah, and amidst all that, i'm trying to make Lead-generation my primary income, and it's looking promising.