Ok since one it's my birthday today and no one want's to send me a gift I will share a method of mine with you. I really don't know if this is working anymore, but I got my money out so if it is I'm happy to help someone. So I will split this in steps so that anyone can do this. Tutorial on how to setup your PayPal account to be verified without having to spend money. You acctually get $0.20 in your bank account which you get for free. So with this method you will get a free: Credit Card Bank Account Verified PayPal Account Step 1: Sign Up at Paypal if you do not already have an account there. Step 2: Sign Up at Netspend if you do not have an account already. Step 3: Confirm both your, NetSpend/ PayPal account if you have not done so already be checking for and email with the verification information. Step 4: Go to Netspend and login to your account. Now hover your mouse over the Add/Manage Money Button at the top, go to the bottom of the list that pops up named PayPal Transfers. Now you will see a screen like this: Step 5: Now go to PayPal, click the Edit Profile button right next to your email at the top left hand corner, Now click "Bank Accounts" under the Financial Information section. Follow the steps from NetSpend and wait a day or two. Then goto your netspend account and then hover your mouse over My Account, and click "Transaction History". Now you will see something like this: Step 6: Now go to PayPal and click the Confirm my Bank Account Link that is on the page when you first log in to your PayPal. Now put in the information of the 2 small amount they put into your Bank Account. Then your PayPal account will they be verified without spending a penny. Like I said you acctually make money with this . Enjoy!