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How to send and receive payments? (Indian)

Discussion in 'White Hat SEO' started by thewhateverguy, Dec 2, 2015.

  1. thewhateverguy

    thewhateverguy Registered Member

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    How do Indians here send and receive payments? I have PayPal but haven't really used it in a long time. And I remember I couldn't pay with PayPal once when I tried.
    And I cannot keep using my dad's credit card always.
    I think I'll make a new PayPal account but I cannot get a credit card, I'm a college student. I'll link it with a debit card.
    So what's the difference between credit card linked PayPal and debit card linked PayPal. Can I pay with debit card linked PayPal?
    And are there any Indian specific PayPal rules?

    Sorry if I sound completely dumb
     
  2. smartboyhere

    smartboyhere Power Member

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    You can receive payments without any cards- simply by using Bank account.
    To pay you don't need credit card- ICICI chip based intl debit card, Axis, HDFC and recently SBI cards too work.
     
  3. blackspade

    blackspade Junior Member

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    I believe Paypal is easier and safer compare to entering Credit/Debit card details every time when you pay for any services. Just verify your Paypal account with required documents like PAN, add your bank ac no. your debit card details. BOI, ICICI cards works good for me.
     
  4. Yogesh1998

    Yogesh1998 Regular Member

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    For Indian payments, you can use normal bank deposits. Paypal isn't necessary.
     
  5. sikandar

    sikandar Senior Member

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    You can not use PayPal for payments to and from people living in India. You can use online gateways like ccavenue which can work for receiving payments locally as well as globally.
     
  6. rakeshhocrox

    rakeshhocrox Registered Member

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    I believe PayPal is one of the best way to transfer or receive money.
     
  7. thewhateverguy

    thewhateverguy Registered Member

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    What if I want to receive payments from instagram users(most of them based in us)?
     
  8. gurupts13

    gurupts13 Junior Member

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    I believe that paypal is the best way to get money from foreign countries. For to get payments you don't need a Credit/debit cards, linking your bank account is enough. But for to make payments/purchases the cards are comes in to play.

    Debit cards from HDFC Bank and Axis Bank are allowed to do payments/purchases through paypal (i recently inquired paypal) . But the card must be a chip card and activated with international usage.
     
  9. thewhateverguy

    thewhateverguy Registered Member

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    What about SBI bank?
     
  10. Richnhappy

    Richnhappy Regular Member

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    If you want to send and receive amount in a same country you cannot use paypal, instead you can use bank accounts. With the help of net banking by using NEFT, IMPS you can transfer money easily.
     
  11. thewhateverguy

    thewhateverguy Registered Member

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    Okay. I read a lot and I know the answer now. You can link your debit card and send international payments with your debit card only if it's private bank like icici, hdfc, axis, kotak etc.