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How to open a truly anonymous bank account?

Discussion in 'Making Money' started by X-Windows, Jul 12, 2010.

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  1. X-Windows

    X-Windows Newbie

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    I'll start with a small introduction as this is my first post on Black Hat...

    As a native born US Citizen I have slowly seen my rights etched away in the name of "National Security" and under the guise of "Protecting the Peace". I have become disgusted with the state of our nation and how, ever since the "Patriot Act", a citizen cannot open any form of financial account without providing reams of paperwork stating that he is indeed himself.

    To go straight to the point, I have need of an anonymous bank account...
    I have several legitimate PayPal accounts that I do "business" through, however my profits are hindered by red tape and legalities. A PayPal account, linked to an anonymous bank account would be most useful and can serve many purposes.

    Does anyone here have advice on how to open an untraceable bank account, without having to fly to Switzerland? The bank account must be able to provide an ATM card.
     
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  2. iseegreen

    iseegreen Power Member

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    if you use an ATM card then its traceable


    the only way to do this is to earn money outside of your home country and never transfer back to your home country

    but even now many of these countries with privacy laws still provide the IRS with account information - such as bermuda.

    these days are over.
     
  3. X-Windows

    X-Windows Newbie

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    I apologize, my original post did not clarify. By untraceable, I mean electronically. I have methods of dealing with ATM traces, the machine itself is not an issue. The bank account must be able to provide a method of turning electronic funds (from PayPal) into cash, the only untraceable medium.

    I have tried using the nFinanSe cards, but even those require identification to register. Without a valid ID, they are equivalent to gift cards.
     
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  4. 195471

    195471 Regular Member

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    If you create a truly anonymous account (one that's not in your own name), then transferring money to that account from your legitimate PayPal accounts (for which you gave your real information, I presume), destroys the anonymity.

    Even if that other account is not in your name, it's not hard for the feds to put two and two together. And, to my knowledge, even if you're just a signatory on a foreign account, there are still IRS reporting requirements because the account may be "controlled" by you, although it may not be in your name.

    If the amount of money that you're dealing with is more than $10,000 total in all foreign accounts, you'll be required to file an FBAR with the IRS. If it's less than 10k, then you don't have to report it, BUT that doesn't mean that you won't be on anyone's radar because the bank may still share information with the IRS. By the way, it's getting harder and harder for U.S. citizens to even open foreign bank accounts, not because they're illegal (they're completely legal), but because it's a hassle for the foreign banks to deal with the U.S. government, and they just don't want to be bothered with it anymore.

    FBAR:
    Code:
    http://www.irs.gov/businesses/small/article/0,,id=148849,00.html
    I sure hope you don't do anything stupid. :)

    Disclaimer: I'm not an attorney or CPA. The information in this post is for entertainment purposes only and should not be considered tax advice.
     
  5. GreenGoblin

    GreenGoblin BANNED BANNED

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    just pay the IRS there money and u fine.
     
  6. X-Windows

    X-Windows Newbie

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    Transferring from my legitimate PayPal accounts to the anonymous account is not a problem. The difficulty lies in creating an anonymous bank account that PayPal verifies during account creation. And yes, the amount is less than $10,000. No FBAR required.

    I have looked into these prepaid re-loadable debit cards (in my case, nFinanSe at Dollar General). They seem to fit the bill, except for the SSN requirement to fully activate. And no, I am not an identify thief so SSN is out of the question.

    Now if I were to activate a card using my own SSN (only checked against the database) and claim I changed my name and address (which I might actually do...) would that put me any closer to opening a anonymous bank account through a prepaid card?


    The ammounts I am dealing with are well below radar. Tax evasion is not an issue, the IRS can get their extra money through my day job.
     
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  7. iseegreen

    iseegreen Power Member

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    3rd party companies like paypal/neteller are in the highest audit risk category - so you can believe what you will

    but that is a game for beginners

    the only security you have is the fact your amounts are small.
     
  8. Mauikid

    Mauikid Newbie

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    The government tracks everything so if you find out how to do that, let me know!
     
  9. X-Windows

    X-Windows Newbie

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    Yes, they most certainly do. I'll post when I find a way around it (shouldn't take long).

    I am not using this account for tax evasion. There are far better methods than a PayPal account.

    The funds in the black PayPal account will never touch white PayPal accounts. The sole purpose is to be able to send and receive funds through PayPal, with money on a untraceable bank account with an ATM card.
     
    Last edited: Jul 12, 2010
  10. friend4you

    friend4you Newbie

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    Any news how to do it ?

    Many thanks.
     
  11. ExtraWinner

    ExtraWinner BANNED BANNED

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    You can obtain no limit virtual card from some offshore country...

    Cant give you more information - its hard to find the ones that have no limit on it, but it is possible...

    You can buy even from european countries.

    Other way is to deposit money to offshore online gambling company like PartyPoker - your money is safe there...
     
  12. aldragon

    aldragon Power Member

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    Not hard to open an anonymous bank account it just takes a little time and also quite a few dollars. It is a common practice for forex companies and also for online casinos and some other companies where you don't want your name to show up. Also in the case of needing a nameless debit card I personally know the owner of a bank in cyprus which will provide you one that is not traceable.
    Complicated till you can pm but you can and if you want to pm just make a donation fast and you will be able to pm me.
    regards,
    Al
     
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  13. friend4you

    friend4you Newbie

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    What about getting gambling win funds from an Online Poker casino transfered back via Neteller to an anonymous ATM card ?
    How can I get an anonymous ATM card for Neteller oder Moneybookers or click2pay that does not have my name on it but I will be able to cash in money here in Europe
    from an ATM machine ( Geldautomat) in Germany ?
    Many thanks.
     
  14. pavondunbar

    pavondunbar Newbie

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    When I read this post for some reason, a bunch of red flags pop up on my screen...LOL...:D
     
  15. rocket

    rocket Regular Member

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  16. Ransackedout

    Ransackedout Junior Member

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    There are three places that I deal with that I have that have allowed me to be anonymous. If you want the place, I am happy to PM you the place.
     
  17. friend4you

    friend4you Newbie

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    Yes, please send PM.
    Many thanks.
     
  18. pruss25

    pruss25 Newbie

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    I am also interested in this.
     
  19. Moggy

    Moggy Registered Member

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    What most people dont realize is that your personal information is stored on the first 2 tracks of the magnetic strip of a bank/credit card. So every time you use it instore, or at an ATM, you become completely traceable... and yes this is true of pre-paid ones too.

    Personally I have only found one way this works, which is using a guy in south America to obtain a pre-paid Mastercard from a bank in that country, which is one of the very very few that does not store this information. He is technically a business and to comply with international/mastercard regulations, you have to provide scanned copies of ID documents. However, unlike others he doesnt verify (just keeps them if case he is asked to produce), so you can photoshop it with fake details. Plus you can tell him where you want it delivered "if it doesnt match the address on the ID".

    Its $5/$10 month fee, there is a $30k max limit at any one time and you can load more funds by either bank transfer, WU, Liberty Reserve or depositing cash directly into a bank of new york a/c.


    So it is possible to do, but costs $$ to set something like that up.
     
  20. pietpatat

    pietpatat Regular Member

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    Location:
    Amsterdam
    Libertyreserve
    Strictpay
    Solidtrusytpay
    Perfectmoney

    ^ Paypal for crooks :D

    I'm not sure which of those site offer debit cards, you have to check that out yourself.
    But all these site's are like paypal, but you can create an account with an fake ID ( they know, they don't care ). You must use an exchanger to get the money from paypal to these banks, you can find exchangers on forums like talkgold
     
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