How to invest $5000 per month

marly said:

You found anything that works for you yet?

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It's different for everyone. I'm a content creator.

I'd say, yeah, regarding your question. But what works for me might not work for you.
If you already have cashflow, I'd say stick with media-buying.

UninvitedSoul said:

It's different for everyone. I'm a content creator.

I'd say, yeah, regarding your question. But what works for me might not work for you.
If you already have cashflow, I'd say stick with media-buying.

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Good tip!

All these zero-financial-knowledge garbage answers. The only ones that makes sense I saw were @JamaicanMoose and @nakamura.

Get your emergency fund to six months of expenses. Put it into a money market account at a bank with easy access if the time comes and you need to do so. Not an online bank, a brick and mortar close to you.

Then start dumping into index funds. I like Fidelity lately myself and to prove it am in the process of moving everything investment-wise into there. All my Robinhood investments from last year went into this, too. So much lower stress and keeps me from staring at graphs all day as my anxiety builds.

• My 401k is 100% VINIX. I prefer this to target date funds.
• The main investment account is split between FNCMX (NASDAQ composite index), FSCSX (Software and IT), FSKAX (Total market), FSRNX (Real estate), and FXAIX (Fidelity 500).
• The Vanguard is still there, and is "all in VTSAX".
• I have a higher risk account for play money that is split between ACB and CGC, but that's about 1% of my total portfolio.

Hypothetically, if I had $5,000 a month to "play with", i.e. discretionary after expenses and any taxes, here is what I would do:

• $500 a month added to emergency fund
• $500 a month in cash in a safe
• $1,000 a month in a travel fund
• $500 a month each in the five Fidelity funds above
• $500 a month into the high risk account, either those weed stocks or crypto

Sherb said:

All these zero-financial-knowledge garbage answers. The only ones that makes sense I saw were @JamaicanMoose and @nakamura.

Get your emergency fund to six months of expenses. Put it into a money market account at a bank with easy access if the time comes and you need to do so. Not an online bank, a brick and mortar close to you.

Then start dumping into index funds. I like Fidelity lately myself and to prove it am in the process of moving everything investment-wise into there. All my Robinhood investments from last year went into this, too. So much lower stress and keeps me from staring at graphs all day as my anxiety builds.

• My 401k is 100% VINIX. I prefer this to target date funds.
• The main investment account is split between FNCMX (NASDAQ composite index), FSCSX (Software and IT), FSKAX (Total market), FSRNX (Real estate), and FXAIX (Fidelity 500).
• The Vanguard is still there, and is "all in VTSAX".
• I have a higher risk account for play money that is split between ACB and CGC, but that's about 1% of my total portfolio.

Hypothetically, if I had $5,000 a month to "play with", i.e. discretionary after expenses and any taxes, here is what I would do:

• $500 a month added to emergency fund
• $500 a month in cash in a safe
• $1,000 a month in a travel fund
• $500 a month each in the five Fidelity funds above
• $500 a month into the high risk account, either those weed stocks or crypto

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Thanks for your response sir! A lot of wisdom in these words.

If you had 25k and wanted to run a facebook ad campaign would you know someone who knew how to run it properly/profitably? And if they did would they message me?

You should invest where you have experience and know the business how work and you can operate or run the business otherwise you may face loss

I would invest 50% for lead gen ( funnel ) and save 50% into bank

Black Lotus/Power 9 from Magic the Gathering in graded condition (BGS/PSA)

gangsta money said:

i will stump your ugly head in your butthole u cheap mean shemale piss boy u aint worth shit so what u doing here. you think everyone here is poor broke niggers so u can say whatever u want huh

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It's kinda funny but I'm afraid the mods won't like this. Just sayin

marly said:

It's kinda funny but I'm afraid the mods won't like this. Just sayin

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Do you know who I am?

gangsta money said:

Do you know who I am?

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Brian?

marly said:

Brian?

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yes

Good thing you said that, bad thing I didn't get it.
nathanwebsolution said the best. I am full 0 in advertising and trading.
I have more than 5K per month, but due to lack of knowledge I will invest this money in real estate, at least if I lose everything passive income of 1-2K $ will remain

Hi,

i am a successful stock investor for around 20 years, so here is my take:

NEVER invest in Index Funds. It is the biggest misconception nowadays, because of financial bloggers and internet "experts".

1) The first problem with Index Funds is, that you automatically buy a lot of badly run companies. This is a waste of money when at the same time you can educate yourself on how to value different companies. With index funds you invest without doing the research just because some guys on the internet said so. You put your money blindly in stocks, ignoring the price and the fundamentals.

Oftentimes Warren Buffet gets misquoted on this topic. You hear "Buffet said, that Index Funds are the way to go as a small investor". That is just one part of his quote. The actual quote is "Investors are hardly able to match the performance of the benchmark index and usually loose more money that they make. Therefore it is smarter for them to just buy an index funds, so they can a least match the benchmark."
Is is smarter when your only option is not to learn and lose money. But if you have the option to learn how to pick stocks, then it is a stupid idea.

2)The second problem with index funds is that they are promoted heavily to retail investors that are lazy and want an easy way to make money. We all know how that usually ends. The last 10 years we had bull market where you could make decent money with index funds, but what will happen when a crisis and a recession hit the market? All those "Index Funds are the way to go" investors will start panic selling when they see the prices drop. We had this scenario in the late nineties. Dot com stocks were heavily promoted to mom and pop investors through financial "experts" and media. And they bought disregarding the fundamentals. NEVER go with the masses.

3)The third problem is how some funds are built. When a funds is built of companies by "market capitalization", you have even more artificial inflation of prices. Lets say a funds consist of five companies, four of them take due to their size 40% (10% each) of the fund and the fifth takes 60%, what happens when you dollar cost average into it? 60% of your money go automatically in the largest company inflating it price even more. Not a smart way to invest.

Now to your main question:

You seem to know how to make money online, therefore i would advise you to invest your cash flow in an area that has nothing to do with IM and still can build you wealth over the long term. Stocks are in your case the way to go, even better that you have a fixed monthly sum that you can continually invest, so you don't have to worry about short term price fluctuations, since you are in it for the long run. Also with stocks you don't have the hassle that you have with real estate.

If you want to know more about how to invest successfully let me know and write me a message. I think i can't do this yet, because i am new to this forum. And if there is interest and feedback to my post, i can write a general article about how to value companies properly and which metrics are important and which not.

RenegadeX said:

Paid ads 100%. Find a winning product and campaign and you could be on to growing your $5000 exponentially.

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You could also lose al through a bad ad campaign or promoting a seemingly good product.

gangsta money said:

yes

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I´ll shut it then, sorry Brian.