Google doesn't use the keyword meta-tag for ranking, but other search engines do, so its worth taking a few seconds to set it up.
In the meta-tag, I put a maximum of 10 keywords. Don't repeat keywords, or words more than twice. List in order of importance. Comma separate values (keyword 1,keyword 2,keyword three,etc)
You only want to optimize each page for 2-3 keywords, unless the competition is really low for those keywords.
Worry about the other on page factors. Title tag, description meta tag, h1 and other H tags. Those are the big on page factors, that will make the biggest difference.
Good luck.