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*** How Insurance CPA Works ***

Discussion in 'Black Hat SEO' started by balabala1221, Feb 25, 2013.

  1. balabala1221

    balabala1221 Junior Member

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    Hey guys I just had a couple questions on how insurance CPA works:

    How do those EXTREMELY profitable insurance cpa sites (like quotelab or insurance d0t com) work? A user can either call for a quote or fill in a couple pages. Do they get paid for selling actualy policies or just the average $10 for filling forms in? I'm more interested in customers calling in for a quote just don't know the ins and out etc. Don't wanna work with CPA offers I'd rather start my own little gig.

    Thanks guys
     
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  2. phirex

    phirex Power Member

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    please add a question mark in your title next time, thanks
     
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  3. Hootz

    Hootz Regular Member

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    You can get paid to generate leads for the companies who will then call your lead, this will get you about £30-£40 in Life Insurance. Possibly more for other types of insurance.


    Or you can generate affiliate sales from actual sales which would be more but you will only get paid if they purchase.
     
  4. balabala1221

    balabala1221 Junior Member

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    If i'm not mistaken, I would have to be a licensed agent to actually make sales, correct? Also what companies will buy the leads off me or do live transfer? This whole market seems so gray I want to get away from the CPA networks that literally pocket our profits and do it myself if i can
     
  5. balabala1221

    balabala1221 Junior Member

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    anyone?
     
  6. bhatmatt

    bhatmatt Newbie

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    I'm certainly no expert but for an industry as highly regulated as insurance, my guess is you would need to be a licensed agent.
     
  7. ComputerJunkie

    ComputerJunkie Regular Member

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    Well I'm not sure how it is in the US but I'm affiliated with one of the big insurance sites and I generate them insurance leads everyday direct transfer, I'm able to receive a commission upon a sale or lead basis which ever I want.

    In the UK there is a government body called the FSA and normally a broker would need to be registered, however you only would need to be registered with the FSA if it is profitable for the company your generating leads for, once you hit a certain threshold of leads per month, my company would then sign me up to the FSA register and I would then be able to take out a white label on their product eventhough I'm still only generating leads.

    I think this is more of a volume based answer, if you're generating low amounts of leads then no, don't bother getting registered for anything.
     
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  8. balabala1221

    balabala1221 Junior Member

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    thanks for the replies. i use blackhat methods to generate legitimate leads and was thinking of setting up my own ping is anyone familiar with this? also is anyone familiar with brokersweb and how that works/is it recommended?
     
  9. Gyuman82

    Gyuman82 Jr. VIP Jr. VIP Premium Member

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    You have to be a licensed agent to do anything with insurance leads (I know because I used to be one). It isn't that hard to get licensed though, you just gotta affiliated with an insurance business (not that hard) and take a few tests to get certified with your proper state.
     
  10. balabala1221

    balabala1221 Junior Member

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    even to sell leads? licensed? hmm never heard of that all the cpa networks would have problems, no?
     
  11. balabala1221

    balabala1221 Junior Member

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    also does anyone know how the insurance ping/post works? is it similar to the payday?
     
  12. Gyuman82

    Gyuman82 Jr. VIP Jr. VIP Premium Member

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    Oh I thought you were talkin about cashing in on the underwriting of the policies. To sell leads I believe you do not need to be licensed.
     
  13. balabala1221

    balabala1221 Junior Member

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    yeaa exactly...anyone else have input?
     
  14. executed

    executed Power Member

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    You are gonna need a license to sell insurance leads
     
  15. stranger

    stranger Jr. VIP Jr. VIP Premium Member

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    Even though this thread is a few weeks old I thought I'd jump in to clarify a few things. For my insurance site for every person who gets a free quote I'll get paid per lead - an average of $5. However, if those who get quotes apply for a policy and are successful with it - whether that be motor insurance, home or health then I'll be paid a commission on top of that which ranges from $30+.
     
    Last edited: Mar 12, 2013