It's got nothing to do with being rude. On every forum there is a search button, why spend your time making a pointless thread when you can get answers much faster by simply searching.. People are just lazy and pathetic. If you're not willing to do something for yourself then don't expect help from others.
I have highlighted the main problem of your thinking. They are/were working hard to achieve that. Don't expect to make money without hard work untill you'll have enough to make money work for you.