It depends on what you are trying to do,if you have history of payments or not, usually big payments processor which will not take your skin off request a 6 months history with a low charge back ratio.
You do adult, casino or what exactly?
Checkout paymentcloud one of my client use it for their website vape and cbd productsCBD Health/Beauty Products
Which industry/niche are you in?I need 3rd party payment processor or any offshore merchant who can accept high volume like $100k a week.... Let's Some Real Fast Money