High risk merchant payment processors are bigger scammers than PayPal. High risk merchant payment processors will welcome you with champagne. One fine bright sunny day, when you have a chunky meaty amount towards payout, just like PayPal, they will put a hold on the amount and will finally steal that chunky juicy amount and then they will smartly show you which of their policy you violated. And they are all licensed, so you'll not be able to do anything about it.
If you are selling non-physical digital virtual products or services, then nowadays embrace crypto OR be ready to run a free charity type of business.
Note that times have changed and buyers of non-physical digital virtual products and services NO LONGER hesitate to pay with crypto aand if your product, service is trustworthy and after-sales service is good, then accepting crypto no longer affects sales (those days are gone). Embrace crypto OR simply just give out your non-physical products and services ultimately for free.