Has anyone used this payment gateway??

7dudes69 said:

The platform does offer PayPal and card payments although they charging a high fee I really don't mind it since I got no choice....


Volume - I made 20k USD in the first 7 days till PayPal limited my account. i sell football related products.

Chargeback - didn't receive any.

Not incorporated - it's a dropshipping store.

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timpual said:

I have tried them few months back worked okay for me but conversion very low due to checkout process being lengthy.

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farisee404 said:

yeah very true. I'm sure most buyers get discouraged along the line and just abandon checkout. there should be a way for customers to checkout in just 1 or at most 2 steps

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7dudes69 said:

peerwallet . com

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fatech said:

Stop misleading people, I have completed thousands of transactions here. I will send screenshots to back this up later

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timpual said:

I have tried them few months back worked okay for me but conversion very low due to checkout process being lengthy.

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blackdeviil said:

Any other alternative?

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timpual said:

what's the industry? So i can recommend you

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blackdeviil said:

Selling digital goods like IPTV, LinkedIn premium, Adobe, and similar subscription services. I don't have an idea what industry this will come into. I appreciate your help thanks.

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blackdeviil said:

Selling digital goods like IPTV, LinkedIn premium, Adobe, and similar subscription services. I don't have an idea what industry this will come into. I appreciate your help thanks.

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timpual said:

what processor you are using currently?
Try crypto gateway, peerwallet or if specifically need credit card option cloaked paypal works best for IPTV (If know how to use it)

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Techcie said:

Do you have your website? If you have your website you can use Payfaci

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blackdeviil said:

I used Wise, but unfortunately, it got banned due to its crypto policy. So now I'm accepting bank transfers via Remitly and Crypto. I'm losing customers because of this.

The website is still in the development process. Does Payfaci ask for business documents and let me withdraw payments once I receive them?

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Techcie said:

Ok, they have provision for issuing invoice to customers if you don’t have website. Their KYC process is easy and yes you can withdraw your money.

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Techcie said:

Ok, they have provision for issuing invoice to customers if you don’t have website. Their KYC process is easy and yes you can withdraw your money.

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blackdeviil said:

Thank you for the suggestion, Payfaci locking £500 as a security fee for 90 days. I think this is not suitable for many of us.

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Techcie said:

It’s still your money and you can withdraw anytime, I use them and no issues, so long as you have nothing to hide, you would be good to go.


Locked funds are a crucial role in ensuring the trust, safety, and integrity of transactions conducted on the platform. As a merchant or vendor on Payfaci, you are required to allocate a portion of your funds to be locked for this purpose.



This locked funds provides a safety net against potential disputes or chargebacks. In the event that a customer disputes a transaction or requests a refund, there needs to be sufficient funds available to cover such situations. By maintaining a security balance, you can easily handle refund requests or settle chargebacks without disrupting your business operations.

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