Just wondering if anyone has ever used Paypal credit? I have a 1k credit line, and with their No Payments + No Interest if paid in full in 6 months when you spend $99 or more thing going was thinking about using it to get the Iphone 5s, just wondering if it's really no payments as long as I pay within 6 months, (which I would not wait that long anyway) or if I will secretly be billed $15,000,000 5 seconds after using it. Thanks guys!