Putting the $2 mill into an account throwing off passive income is an end-stage strategy. It actually IS a real money making idea, just too obvious to post. And how do you make the $2 mill dough? Well, use IM to get some working capital (say, at least $20,000 on up a year) applying the ideas at BHW. Then use spare cash from that base to do big, ambitious IM or other business projects geared to net you at least $200,000+ a year (blog farms, CPA, et al). Do that for 10 years, and you'll have $2 mill to invest in passive income streams to retire on.