Google ads - suspicious payments

get it in 60% of accounts - payment method banking account usa .
how i can bypass it?

Appeal all suspended Google Ads accounts (fill and submit the suspension appeal form for each suspended Google Ads account). If you are creating threshold Google Ads accounts even in bulk quantities, then nowadays it is impossible to get all such accounts live without account suspensions, as some accounts will get suspended upon creation. Rate of success will keep fluctuating. However, do appeal every suspended account.

First of all read google guidelines and then appeal, at least I face this problem with new accounts, so all I have to do is to appeal.