I'm generating some payday leads through SE and want to know if anyone has had any experience with any payday loan affiliate programs? I'm with one now but the EPL is really low and they have an acceptance rate below 20%. I'm pretty sure the leads are not as shitty quality as they expect me to believe because they're exact keyword from search engine. Are you familiar with any good payday loan programs that don't scam or shave like a bunch of scum bags? Or... do you know how I can join up with a lender directly so that I can avoid all the middleman bs?