I dont know where else to ask the question but anyone with any knowledge please point me in the right direction. About 5 years ago I lost over about $150,000 in bad inverstments. I lost everything. I lost assets, cash, and huge debts. I finally finished paying off people i know and the only ones left are credit card companies and some other shit which is about $35,000. All of them are at collections and have been for years. My credit is absolutely destroyed right now. The good news is that my offline business is doing very well, but in all honesty it still would probably take a very long time to pay it back. Should I just call it a day and go tits up since my credit is already fucked? I could use that 35 grand for a ton of other shit including growing my offline business and/or online ventures. Btw im in my mid 30's and dont and dont want to spend another 5 years of my life in debt, I actually want to enjoy having some cash already.